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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1557 Winding Shore Dr , Gulf Breeze, FL 32563
$975,000
Est. Payment: $4,944.50/mo
4 Bed
3 Bath
2544 Sqft
Status: active with contingency | Days on site: 30
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience coastal living at its finest in this stunning 2021 custom-built home, positioned directly across from the water in beautiful Gulf Breeze. Situated on a 0.35-acre lot, this three-story residence offers breathtaking panoramic water views, including unforgettable sunrises and sunsets. Dolphins are often spotted playing in the mornings, and the iconic Blue Angels can occasionally be seen soaring overhead as they return home. The home features two expansive wrap-around balconies spanning the upper levels, creating the perfect setting for morning coffee, evening cocktails, or simply taking in the waterfront views. Inside, soaring 12-foot ceilings and an abundance of windows fill the home with natural light while showcasing the spectacular surroundings from nearly every room. The open-concept living area on the third floor is warm and inviting, complete with a gas fireplace and seamless access to the balcony. The chef's kitchen is equally impressive, featuring a large granite island, gas range, and ample space for entertaining family and friends. A second gas fireplace creates a cozy workspace in the dedicated office on the second level. The spacious primary suite offers a relaxing retreat with a large walk-in closet, while thoughtful design and quality finishes are found throughout the home. A durable metal roof provides lasting peace of mind, and the oversized two-car garage offers plenty of storage. Step outside to enjoy the backyard area, where a covered patio with a hot tub creates the perfect outdoor oasis. Also in the backyard, you will find dedicated RV parking complete with full RV hookups, a valuable feature for outdoor enthusiasts. Adding to the lifestyle, residents enjoy access to the community dock and picnic area, located just steps from the property—ideal for fishing, kayaking, or paddleboarding. Whether you're searching for a primary residence or a coastal retreat, this exceptional Gulf Breeze home checks all the boxes.

Highlights

Listed by Erika Wright , 229-393-6855 Octavius Real Estate , 850-498-8128. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.35

HOA Fee

300 Annually

Year Built

2021

County

Santa Rosa

Neighborhood

Lighthouse Pointe

Listing ID

686241

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Gas Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Two or More
Other:
  • Additional:Baseboards, Bookcases, Ceiling Fan(s), Elevator, High Speed Internet, Recessed Lighting, Office/Study
Water:Public

Exterior Features

Lot Dimensions:90x159
Garage Capacity:2
Zoning:Res Single
Roof:Metal
Others:
  • Additional:Balcony, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,RV Access/Parking,Garage Door Opener
Principal Interest
$4,945
Taxes
$622
HOA
$300

Home Price

$975,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$195,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,944.50

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,944.50 $621.56 $300.00 $5,866.06
Yearly $59,334.03 $7,458.75 $3,600.00 $70,392.78
Total $1,780,020.88 $223,762.50 $108,000.00 $2,111,783.38

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.