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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3212 Fernwood Dr , Gulf Breeze, FL 32563
$220,000
Est. Payment: $1,115.80/mo
2 Bed
2 Bath
1172 Sqft
Status: active | Days on site: 84
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Welcome to easy Gulf Breeze living in this well-maintained 2 bedroom, 2 bath attached home with a versatile loft perfect for a 3rd bedroom, home office, or flex space! Ideally located just minutes from the golf course, grocery stores, top-rated schools, restaurants, and everything Gulf Breeze has to offer. Recent updates include a brand new 2026 HVAC system, 2019 roof, 2019 water heater, and newer stove and refrigerator. Freshly painted within the last few years, this home is move-in ready and in great condition. The HOA maintains the lawn, making for low-maintenance living in an A+ school district. Whether you're looking for a primary residence, second home, or investment property, this centrally located home offers comfort, convenience, and value.
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Highlights

Listed by Teresa Mclellan , 850-932-0202 SUN QUEST PROPERTIES OF NWF,I , 850-932-0202. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome
Lot/Acreage
0.02

HOA Fee

1125 Annually

Year Built

1996

County

Santa Rosa

 Neighborhood

Chases Ridge

Listing ID

683373

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Dishwasher, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Carpet
Other:
  • ▪ Additional:Storage, Baseboards, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, High Speed Internet, Vaulted Ceiling(s), Master on Main
Water:Public

Exterior Features

Lot:Central Access,Near Golf Course,Interior Lot
Zoning:County,Deed Restrictions,No Mobile Homes
Roof:Shingle
Others:
  • ▪ Additional:Resale
Sewer:Public Sewer
Parking Features:2 Space/Unit
Principal Interest
$1,116
Taxes
$140
HOA
$1,125

Home Price

$220,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$44,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,115.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,115.80 $140.25 $1,125.00 $2,381.05
Yearly $13,389.58 $1,683.00 $13,500.00 $28,572.58
Total $401,687.46 $50,490.00 $405,000.00 $857,177.46

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.