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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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822 Bay Cliffs Rd , Gulf Breeze, FL 32561
$770,000
Est. Payment: $3,904.89/mo
4 Bed
3 Bath
2523 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

**Timeless Southern Charm in Gulf Breeze Proper!** Beautifully maintained 2-story, 4-bedroom pool home in one of Gulf Breeze Proper's most desirable neighborhoods. This move-in ready home blends classic charm with thoughtful updates, spacious living areas, and an unbeatable location. Inside, you'll find crown molding, recessed lighting, custom built-ins, smooth ceilings, and 20-inch tile flooring throughout the main living areas. The updated kitchen features granite countertops, custom cabinetry, stainless steel appliances, a gas range, copper farmhouse sink, breakfast bar, and pendant lighting. It opens to the living areas and bright Florida room overlooking the sparkling pool and large private backyard, creating the perfect space for relaxing or entertaining. An oversized laundry room with built-in cabinetry, desk space, and abundant storage offers flexibility as a home office, hobby room, or mudroom. A full bath downstairs adds convenience for guests and pool access. Upstairs, the spacious primary suite includes a sitting area, brick fireplace, and ensuite bath with a jetted tub, separate shower, and generous vanity. Three additional bedrooms and a second full bath provide plenty of space for family, guests, or remote work. Recent improvements include an updated kitchen, copper wiring, high-efficiency HVAC, new pool liner, new shutters, and a new roof. Step outside to enjoy your private backyard oasis with an in-ground pool and plenty of room for outdoor living. Walk or golf cart to top-rated schools, shopping, restaurants, parks, medical facilities, and nearby waterfront access. Just minutes from Pensacola Beach and vibrant downtown Pensacola, you'll enjoy the very best of the Gulf Coast lifestyle. **Don't miss this exceptional Gulf Breeze Proper home—schedule your private showing today!**

Highlights

Listed by Sherlyn Waghalter , 850-932-6278 and Laurin Halstead , 850-932-6278 Berkshire Hathaway Home Services PenFed Realty , 850-932-6278. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.4

Year Built

1970

County

Santa Rosa

Neighborhood

Bay Cliffs

Listing ID

687618

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Refrigerator
Air Cond:Multi Units,Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Carpet
Other:
  • Additional:Sun Room
Water:Public

Exterior Features

Lot:Corner Lot,Cul-De-Sac,Interior Lot
Garage Capacity:2
Zoning:City
Roof:Shingle,Gable
Others:
  • Additional:Resale
Sewer:Septic Tank
Parking Features:2 Car Garage,Boat,Guest,Rear Entrance,Garage Door Opener
Principal Interest
$3,905
Taxes
$491

Home Price

$770,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$154,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,904.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,904.89 $490.88 $0.00 $4,395.76
Yearly $46,858.67 $5,890.50 $0.00 $52,749.17
Total $1,405,760.08 $176,715.00 $0.00 $1,582,475.08

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.