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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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817 Bay Cliffs Rd , Gulf Breeze, FL 32561
$950,000
Est. Payment: $5,248.61/mo
4 Bed
3 Bath
3511 Sqft
0.59 Acres
Status: Active | Days on site: 34
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GCC01 - 8171
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

THIS HOME WAS BUILT IN 1973 FOR THE ORIGINAL OWNERS WHO LIVED THERE UNTIL THEIR PASSING. CUSTOM HOME BUILDER, JIM HINSON, OVERSAW RENOVATIONS IN 1987 AND 1991. ARCHITECTURAL SHINGLE ROOF WAS INSTALLED IN 2021. VERY WELL BUILT HOME THAT HAS BEEN VACANT FOR QUITE A WHILE. THIS HOME WOULD BE LIVABLE WITH SOME RENOVATION OR GREAT POTENTIAL WITH MAJOR RENOVATION. LARGE GUNNITE POOL RESURFACED IN THE LAST 10 YEARS. LARGE 1/2+ ACRE LOT OFFSET FROM ROAD ON CUL-DE-SAC WITH ABUNDANT PRIVACY. BACKYARD GREAT FOR KIDS AND ENTERTAINING. KITCHEN HAS ABUNDANT CABINETS, SUB ZERO REFRIGERATOR, TWO MASONRY FIREPLACES, VAULTED LIVING AREA, MULTIPLE CEILING FANS, SPRINKLER SYSTEM WITH WELL, SECURITY SYSTEM, NEW HVAC UNITS INSTALLED AUGUST 2026. VERY LARGE HEATED/COOLED FLORIDA ROOM. ( ALL OF THE INFORMATION CONTAINED IN THIS LISTING ARE BELIEVED TO BE TRUE AND CORRECT. HOWEVER, IT IS THE SOLE RESPONSIBILITY OF THE BUYER TO CONFIRM AND VERIFY TO THEIR SATISFACTION THROUGH ALL PUBLIC AND PRIVATE MEANS NECESSARY.)
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Highlights

Listed by Ronald Faggioni , RONALD C. FAGGIONI , 850-572-7284. Pensacola Association of REALTORS®, Inc.

Property Type

Residential
Lot/Acreage
0.59

Year Built

1973

County

Santa Rosa

 Neighborhood

Bay Cliffs

Listing ID

688399

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Microwave, Refrigerator, Oven
Air Cond:Multi Units,Central Air,Wall/Window Unit(s),Ceiling Fan(s)
Fireplaces:Two or More
Floor:Hardwood,Tile,Carpet
Other:
  • ▪ Additional:Bookcases, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings
Water:Public

Exterior Features

Lot:Cul-De-Sac,Interior Lot
Garage Capacity:4
Zoning:Res Single
Roof:Shingle
Others:
  • ▪ Additional:Irrigation Well, Lawn Pump, Sprinkler, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage
Principal Interest
$5,249
Taxes
$606

Home Price

$950,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$190,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,248.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,248.61 $605.63 $0.00 $5,854.24
Yearly $62,983.36 $7,267.50 $0.00 $70,250.86
Total $1,889,500.74 $218,025.00 $0.00 $2,107,525.74

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T01:46:49.000Z

© 2026 Pensacola Association of REALTORS®, Inc.