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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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616 Bay Cliffs Rd , Gulf Breeze, FL 32561
$2,799,999
Est. Payment: $15,469.59/mo
3 Bed
4.5 Bath
5568 Sqft
0.71 Acres
Status: Active | Days on site: 21
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Harrison Lilly Team
Owner/Operator

House Description

Gulf Breeze proper is one of the most sought-after addresses on the Emerald Coast, with top-rated schools, a quiet neighborhood pace, and minutes from Pensacola Beach. 616 Bay Cliffs adds direct bay frontage to everything the location already offers. A walk through a perfectly maintained garden sets the tone before you ever reach the front door. The courtyard entrance alone signals the level of care carried throughout. Inside, the living room is expansive and flooded with natural light. The kitchen is made for those who love to cook, with Sub-Zero refrigeration, high-end appliances, custom lighted cabinetry, and a full wall of storage with appliance garages that keep every surface clean and every tool within reach. A formal dining room completes the main living floor. The office doubles as a library, with a full wall of bookshelves, a fireplace, and views across the backyard to the bay. It's one of the most distinctive rooms in the home: calm, layered, and comfortable. A generously sized bonus room downstairs adds flexibility for whatever the household needs. The screened rear patio extends the living space outside, with generous space and a direct view of the backyard and the bay. The primary bedroom is large with seating space, and functions as a genuine retreat. Off the main bedroom, a dressing room walled with closets, mirrors, and plenty of seating is a rare find at any price point. The primary bathroom is entirely its own, with every wall finished in marble, a custom vanity with vanity seating, a garden tub, and a separate walk-in shower. A 70-by-19-foot bonus room spans the entire left side of the home: playroom, home gym, study space, storage, or all of the above. Three additional bedrooms, each with a private bath, round out the home layout. Outside, a well-maintained garden walkthrough with seating tucked throughout invites a slower pace on the way to the water. The bay opens up at the end of it, with a boathouse, boat lift, and dock.

Highlights

Listed by Stephan Vance , 850-712-7205 and Mark Lee , 850-261-1996 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.71

Year Built

1978

County

Santa Rosa

Neighborhood

Bay Cliffs

Listing ID

688990

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4.5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Water Heater, Dishwasher, Disposal, Double Oven, Down Draft, Freezer, Microwave, Refrigerator, Self Cleaning Oven
Air Cond:Multi Units,Heat Pump,Central Air
Fireplaces:
Floor:Hardwood,Slate,Tile
Other:
  • ▪ Additional:Storage, Baseboards, Crown Molding, Elevator, High Ceilings, High Speed Internet, Office/Study
Water:Public

Exterior Features

Lot:Interior Lot,Bay,Waterfront,Beach Access,Block/Seawall,Boat Lift
Lot Dimensions:113 x 305
Garage Capacity:2
Zoning:Res Single
Roof:Clay Tiles/Slate
Others:
  • ▪ Additional:Irrigation Well, Lawn Pump, Sprinkler, Rain Gutters, Dock, Resale
Parking Features:2 Car Garage,Side Entrance,Garage Door Opener
Principal Interest
$15,470
Taxes
$1,785

Home Price

$2,799,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$560,000
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Monthly Price:
$15,469.59

Principal

Taxes

Principal Taxes HOA Total
Monthly $15,469.59 $1,785.00 $0.00 $17,254.59
Yearly $185,635.09 $21,419.99 $0.00 $207,055.09
Total $5,569,052.82 $642,599.77 $0.00 $6,211,652.59

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Breeze, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:44:11.000Z

© 2026 Pensacola Association of REALTORS®, Inc.