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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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909 Santa Rosa Blvd Unit 114 , Ft Walton Beach, FL 32548
$289,000
Est. Payment: $1,596.68/mo
1 Bed
1 Bath
814 Sqft
10.98 Acres
Status: Active | Days on site: 205
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to the gated beachside community of El Matador, known for offering some of the most privacy and tranquility of any complex on the island. This charming 1-bedroom, 1-bathroom condo is the perfect retreat for snowbirds, a relaxing vacation home, or a strong rental investment opportunity. Inside, you’ll find a comfortable and inviting space designed for easy coastal living. Step out onto your private balcony overlooking the peaceful courtyard—an ideal spot to enjoy morning coffee, read a book, or unwind after a day at the beach. Residents and guests enjoy a wide range of resort-style amenities designed for both relaxation and recreation. The community features two swimming pools, tennis courts, a basketball court, whirlpools, a sauna, and a state-of-the-art fitness center, creating a true resort-like experience right at home. Beyond the gates, the location offers convenient access to some of the area’s most popular attractions and outdoor adventures. Spend your days enjoying parasailing, wave runners, deep-sea fishing, or visiting the nearby marine life park. You’ll also be just minutes from the area’s finest restaurants, shopping centers, movie theaters, grocery stores, and several renowned professional golf courses. Whether you’re looking for a peaceful coastal getaway or a property with excellent rental potential, this inviting condo offers the perfect blend of comfort, privacy, and location.

Highlights

Listed by Amber Jernigan , 850-633-9009 Engel & Volkers Pensacola , 850-820-8880. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome

Lot/Acreage
10.98

HOA Fee

10908 Annually

Year Built

1971

County

Okaloosa

Neighborhood

Okaloosa Island

Listing ID

679382

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Carpet
Other:
  • ▪ Additional:Ceiling Fan(s), High Speed Internet, Master on Main
Water:Public

Exterior Features

Lot:Gulf,Beach Access
Zoning:Res Multi
Roof:Flat
Others:
  • ▪ Additional:Balcony, Resale
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,597
Taxes
$184
HOA
$10,908

Home Price

$289,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$57,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,596.68

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,596.68 $184.24 $10,908.00 $12,688.92
Yearly $19,160.20 $2,210.85 $130,896.00 $152,267.05
Total $574,806.01 $66,325.50 $3,926,880.00 $4,568,011.51

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Ft Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.