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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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304 NW Oakland Cir , Ft Walton Beach, FL 32548
$235,000
Est. Payment: $1,191.75/mo
3 Bed
1 Bath
1512 Sqft
Status: active | Days on site: 100
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Don't miss this incredible investment opportunity in a charming 3-bedroom, 1-bathroom home bursting with potential! Featuring a new roof (2019) and updated water heater (2021), the big-ticket items are already handled — just bring your vision and your contractor. Step inside to find a spacious layout with multiple living areas, a large kitchen boasting stainless steel appliances including an LG French door refrigerator, a center island, ample cabinetry, and a rustic wood beam accent overhead. The home offers generous room sizes with built-in shelving throughout, a dedicated dining area, and a sunlit bonus/flex space perfect for a home office or additional living room. Outside, the property truly shines with a sparkling in-ground pool, a covered patio, lush mature landscaping, beautiful azaleas, and a detached storage shed. The home also features solar panels, offering future energy savings that will appeal to any buyer. With solid bones, solar already in place, and cosmetic updates needed, this property is priced to move and ready for its transformation. Whether you're an experienced flipper or a savvy investor adding to your portfolio, this one checks all the boxes

Highlights

Listed by Walter Pierce , 850-434-9444 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.21

Year Built

1959

County

Okaloosa

Neighborhood

Oakland

Listing ID

681642

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Gas Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Carpet
Other:
  • Additional:Sun Room, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Zoning:Res Single
Roof:Shingle
Others:
  • Additional:Resale
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,192
Taxes
$150

Home Price

$235,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$47,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,191.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,191.75 $149.81 $0.00 $1,341.56
Yearly $14,301.02 $1,797.75 $0.00 $16,098.77
Total $429,030.67 $53,932.50 $0.00 $482,963.17

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Ft Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.