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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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631 Manchester Rd , Ft Walton Beach, FL 32547
$439,900
Est. Payment: $2,430.38/mo
5 Bed
3 Bath
2746 Sqft
0.32 Acres
Status: Active | Days on site: 6
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KWR003 - 11971,16057
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Harrison Lilly Team
Owner/Operator

House Description

Offering 2,746 square feet, 5 bedrooms, 3 bathrooms, and no HOA, this spacious home provides an impressive amount of living, entertaining, and storage space. Tucked away at the end of a quiet dead-end road with no through traffic, the home features a roof approximately five years old and a large, fully privacy-fenced backyard shaded by mature trees. Inside, the home is much larger than it appears from the exterior, with spacious bedrooms, two bonus rooms, and multiple living and gathering areas. The kitchen features a window over the sink overlooking an additional dining space, along with a breakfast bar. Shiplap details add character throughout, while wood-look vinyl flooring extends through the bedrooms and several living areas, with tile throughout much of the remaining space. Two bathrooms have been updated with tiled walk-in showers and tile flooring, and the laundry room includes a utility sink. Storage is a major highlight, with abundant space throughout the home plus two backyard storage sheds. Outside, the large backyard provides plenty of usable space, including room for boat or RV parking. A large patio offers space to relax or entertain, while a greenhouse frame attached to the fence is ready to be completed and put to use. With its generous square footage, flexible bonus spaces, and expansive yard, this property offers plenty of opportunity to make it your own. Located approximately five minutes from local schools, 10 minutes from Eglin Air Force Base, and 15 minutes from Okaloosa Island and VPS Airport, the home is also convenient to all of your everyday necessities. The home is not being sold fully furnished, and furniture will be removed prior to closing.

Highlights

Listed by Travis Talley , 850-916-5800 and Saul Villalobos , 850-916-5800 KELLER WILLIAMS REALTY GULF COAST , 850-471-5000. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.32

Year Built

1960

County

Okaloosa

Neighborhood

None

Listing ID

689754

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator
Air Cond:Multi Units,Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Simulated Wood
Other:
  • ▪ Additional:Storage, Baseboards, Ceiling Fan(s), Chair Rail, Crown Molding, Recessed Lighting, Bonus Room, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Lot Dimensions:100 x 140
Garage Capacity:1
Zoning:Res Single
Roof:Shingle
Others:
  • ▪ Additional:Sprinkler, Resale
Sewer:Public Sewer
Parking Features:Garage,Boat,Front Entrance,RV Access/Parking
Principal Interest
$2,430
Taxes
$280

Home Price

$439,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$87,980
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Monthly Price:
$2,430.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,430.38 $280.44 $0.00 $2,710.82
Yearly $29,164.61 $3,365.24 $0.00 $32,529.84
Total $874,938.29 $100,957.05 $0.00 $975,895.34

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Ft Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.