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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1150 Santa Rosa Blvd Unit 322 , Ft Walton Beach, FL 32548
$580,000
Est. Payment: $3,204.42/mo
3 Bed
2 Bath
1202 Sqft
Status: Active | Days on site: 106
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Harrison Lilly Team
Owner/Operator

House Description

The best part of beachfront living isn't the beach itself—it's having it as your backyard. Located in Azure on Okaloosa Island, this Gulf-front residence offers breathtaking views of the emerald waters and sugar-white sand that have made the Emerald Coast one of Florida's most desirable destinations. From sunrise to sunset, the Gulf becomes the backdrop for everyday life. Inside, expansive windows fill the home with natural light and showcase stunning coastal views from the main living areas. The open layout creates a comfortable environment for entertaining guests, hosting family, or simply relaxing after a day on the beach. Every space is designed to maximize both comfort and the incredible waterfront setting. The kitchen provides generous workspace and serves as a natural gathering place for meals, conversations, and making memories. Nearby living and dining areas offer plenty of room to spread out while remaining connected to the views beyond. Step outside onto the private balcony and experience what makes this property truly special. Watch dolphins in the distance, enjoy the sound of the waves below, and take in panoramic Gulf views that stretch for miles. Whether it's morning coffee, afternoon sea breezes, or evening sunsets, this outdoor space quickly becomes a favorite place to unwind. Azure offers the resort-style amenities buyers expect from a premier beachfront community, including direct beach access, multiple pools, beautifully maintained grounds, and a luxury coastal atmosphere throughout. Perfectly situated on Okaloosa Island, you'll enjoy convenient access to Destin, Fort Walton Beach, waterfront restaurants, shopping, boating, fishing, entertainment, and everything that makes life on the Emerald Coast so appealing. Whether you're searching for a full-time residence, vacation home, or investment opportunity, this property offers a rare combination of Gulf-front views, resort-style amenities, and an exceptional beachfront location.

Highlights

Listed by Timothy Whittemore , LPT Realty , 877-366-2213. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome

HOA Fee

15432 Annually

Year Built

2005

County

Okaloosa

Neighborhood

None

Listing ID

684827

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Dryer, Washer, Dishwasher, Disposal, Microwave, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile
Other:
  • ▪ Additional:Recessed Lighting, Master on Main
Water:Public

Exterior Features

Lot:Gulf,Waterfront,Deed Access
Zoning:Res Multi
Roof:Shingle
Others:
  • ▪ Additional:Balcony, Sprinkler, Resale
Sewer:Public Sewer
Parking Features:Covered
Principal Interest
$3,204
Taxes
$370
HOA
$15,432

Home Price

$580,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$116,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,204.42

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,204.42 $369.75 $15,432.00 $19,006.17
Yearly $38,453.00 $4,437.00 $185,184.00 $228,074.00
Total $1,153,589.92 $133,110.00 $5,555,520.00 $6,842,219.92

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Ft Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.