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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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770 Sundial Ct Unit 412 , Ft Walton Beach, FL 32548
$545,000
Est. Payment: $2,763.85/mo
2 Bed
2 Bath
1200 Sqft
Status: active | Days on site: 369
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your beachfront oasis on Okaloosa Island! This stunning 2-bedroom, 2-bathroom condo offers 1,200 square feet of coastal charm, just steps from the sugar-white sands of Fort Walton Beach. Perfectly situated minutes from the Boardwalk at Okaloosa Island, you’ll enjoy easy access to waterfront dining, shopping, and entertainment. Step inside to find an open and airy layout designed for comfort and relaxation. The beautifully updated master bathroom feels like a private spa, featuring modern finishes and luxurious details. The spacious master suite provides a tranquil retreat, while the second bedroom is perfect for guests or a home office. But the true highlight? Breathtaking views of the Gulf of Mexico right from your private patio. Sip your morning coffee as the waves roll in or unwind in the evening with a sunset backdrop like no other. Whether you're looking for a vacation home, investment property, or a full-time residence, this condo delivers the ultimate Florida lifestyle. With its unbeatable location and upscale upgrades, this is your chance to own a slice of paradise. Don’t miss out—schedule your showing today and experience the best of Okaloosa Island living! HVAC is (2021) Hot water heater is (2024) This building has went through many improvements ensuring this will be a sound building for quite some time!

Highlights

Listed by Nicole Spognardi , 865-203-7375 Kuhn Realty , 850-266-7557. Pensacola Association of REALTORS®, Inc.

Property Type

Condo/Townhome

HOA Fee

11952 Annually

Year Built

1975

County

Okaloosa

Neighborhood

Emerald Isle

Listing ID

669415

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater, Dishwasher, Microwave, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile
Other:
  • Additional:Ceiling Fan(s), Master on Main
Water:Public

Exterior Features

Lot:Central Access
Zoning:Res Single
Roof:Flat
Others:
  • Additional:Balcony, Resale
Sewer:Public Sewer
Parking Features:Guest,Parking Lot
Principal Interest
$2,764
Taxes
$347
HOA
$11,952

Home Price

$545,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$109,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,763.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,763.85 $347.44 $11,952.00 $15,063.29
Yearly $33,166.20 $4,169.25 $143,424.00 $180,759.45
Total $994,986.03 $125,077.50 $4,302,720.00 $5,422,783.53

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Ft Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T05:37:29.000Z

© 2026 Pensacola Association of REALTORS®, Inc.