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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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440 Gentle Wind Ct , Freeport, FL 32439
$555,000
Est. Payment: $3,066.30/mo
3 Bed
2 Bath
2641 Sqft
0.63 Acres
Status: Active | Days on site: 75
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ERTA - E22893,E34291
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Harrison Lilly Team
Owner/Operator

House Description

Take advantage of a rare VA assumable loan with a low 3.5% interest rate and an approximate remaining balance of $426,000, subject to VA eligibility and lender approval. Tucked away on a quiet cul-de-sac in the sought-after Windswept Dunes Golf Community, this custom-built 3-bedroom, 2-bath home with a spacious upstairs loft offers privacy, flexibility, and plenty of room to grow. Situated on a generous .63-acre lot, the property offers ample space to create the backyard oasis and pool of your dreams. Inside, recent updates include all-new luxury vinyl plank flooring, fresh interior paint, and new stainless steel kitchen appliances, making the home truly move-in ready. The gourmet kitchen is designed for gathering and entertaining with custom cabinetry, a large quartz island, and abundant prep and storage space. The private primary suite features an oversized tiled shower and an impressive walk-in closet. Upstairs, the expansive bonus room above the garage provides endless possibilities as a media room, home office, playroom, fitness space, or guest retreat. Outside, unwind on the covered back porch and enjoy the hot tub, which conveys with the home. Windswept Estates residents enjoy an exceptional lifestyle with a clubhouse, swimming pool, tennis and pickleball courts, playground, community events, food truck nights, and a championship golf course. Don't miss this opportunity to own a beautifully updated, custom-built home on a spacious lot with an assumable interest rate!

Highlights

Listed by Julie Pruitt-Gann , 903-293-5821 and Richard E Gann , 205-412-2687 Real Broker LLC , 855-450-0442. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.63

HOA Fee

Year Built

2019

County

Walton

Area

20 - Freeport

Neighborhood

Windswept Estates

Listing ID

1007254

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Lighting Recessed, Newly Painted, Pantry, Pull Down Stairs, Split Bedroom, Walls Paneled, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Cul-De-Sac,Easements,Golf Course,Interior,Level,Restrictions,Sidewalk,Survey Available
Lot Dimensions:196 x 136 x 195 x 137
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Columns, Hot Tub, Hurricane Shutters, Lawn Pump, Sprinkler System, Patio Covered, Porch
Sewer:Septic Tank
Parking Features:Oversized
Principal Interest
$3,066
Taxes
$216
HOA
$0

Home Price

$555,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$111,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,066.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,066.30 $216.31 $0.00 $3,282.60
Yearly $36,795.54 $2,595.71 $0.00 $39,391.25
Total $1,103,866.22 $77,871.30 $0.00 $1,181,737.52

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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