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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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440 Gentle Wind Ct , Freeport, FL 32439
$555,000
Est. Payment: $2,814.56/mo
3 Bed
2 Bath
2641 Sqft
Status: active | Days on site: 13
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

*Under contract with a kickout clause in place.* IMPROVED WITH A NEW PRICE! Take advantage of a rare VA assumable loan at just 3.5% (approximately $426,000 balance, subject to VA eligibility and lender approval). This custom-built 4-bedroom, 2-bath home is ideally situated on a quiet cul-de-sac in the sought-after Windswept Dunes Golf Community, offering minimal through traffic and added privacy. Nestled on a spacious .63-acre lot, there's plenty of room to build the backyard pool of your dreams. Inside, you'll find all new luxury vinyl plank flooring, fresh interior paint, and new stainless steel kitchen appliances, making this home truly move-in ready. The gourmet kitchen features custom cabinetry, a large quartz island, and abundant prep space for entertaining. The private primary suite boasts an oversized tiled shower and an impressive walk-in closet. Upstairs, the large bonus room over the garage offers endless flexibility as a media room, home office, playroom, or guest retreat. Step outside to the covered back porch where the hot tub conveys, creating the perfect place to relax after a long day. Residents enjoy resort-style amenities including a clubhouse, swimming pool, tennis and pickleball courts, playground, food truck nights, community events, and a championship golf course. Don't miss this incredible opportunity to own a beautifully updated custom home with an unbeatable assumable interest rate!

Highlights

Listed by Julie Pruitt-Gann , 903-293-5821 and Richard E Gann , 205-412-2687 Real Broker LLC , 855-450-0442. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.63

HOA Fee

Year Built

2019

County

Walton

Area

20 - Freeport

Neighborhood

Windswept Estates

Listing ID

1007254

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Lighting Recessed, Newly Painted, Pantry, Pull Down Stairs, Split Bedroom, Walls Paneled, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Cul-De-Sac,Easements,Golf Course,Interior,Level,Restrictions,Sidewalk,Survey Available
Lot Dimensions:196 x 136 x 195 x 137
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Columns, Hot Tub, Hurricane Shutters, Lawn Pump, Sprinkler System, Patio Covered, Porch
Sewer:Septic Tank
Parking Features:Oversized
Principal Interest
$2,815
Taxes
$216
HOA
$0

Home Price

$555,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$111,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,814.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,814.56 $216.31 $0.00 $3,030.87
Yearly $33,774.76 $2,595.71 $0.00 $36,370.47
Total $1,013,242.65 $77,871.30 $0.00 $1,091,113.95

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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