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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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20 S Sand Palm Rd , Freeport, FL 32439
$200,000
Est. Payment: $1,104.97/mo
2 Bed
3 Bath
1152 Sqft
Status: Active | Days on site: 15
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Harrison Lilly Team
Owner/Operator

House Description

**SHORT SALE OPPORTUNITY!** Welcome to this beautifully updated 2-bedroom, 2.5-bath townhome in The Verandas, a well-maintained community in the heart of Freeport. With modern finishes, a convenient location, and a layout well suited for a primary residence or long-term rental, this home offers plenty of potential. The main level features an open-concept kitchen and dining area with high ceilings, granite countertops, stainless steel appliances, abundant cabinetry, an eat-in counter, crown molding, recessed lighting, and plenty of natural light. Upstairs, both spacious bedrooms feature engineered hardwood flooring and private en-suite bathrooms. The laundry area is conveniently located between the bedrooms, and the washer and dryer are included. Step outside to the large back patio overlooking a peaceful pond and wooded area with no neighbors directly behind the unit. Additional outdoor storage provides extra convenience. Major updates include an HVAC system installed in 2023 and a water heater replaced in 2022. Appliances convey, and the HOA maintains the roof. The Verandas offers a large community pool, ample common areas, and additional parking. Conveniently located near Freeport's elementary, middle, and high schools with easy access to Choctawhatchee Bay, South Walton, and the white-sand beaches of the Emerald Coast. **Property is being sold as a short sale and is subject to lender approval.**

Highlights

Listed by Hope D Johnson , 512-470-3796 and Shannon Zimmerman , 512-470-3796 Keller Williams Realty Destin , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2008

County

Walton

Area

20 - Freeport

Neighborhood

Verandas At Freeport

Listing ID

1012416

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Interior,Sidewalk
Zoning:City, Deed Restrictions, Resid Multi-Family, Resid Single Family
Others:
  • ▪ Additional:Porch Screened
Sewer:Public Sewer
Principal Interest
$1,105
Taxes
$128
HOA
$0

Home Price

$200,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$40,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,104.97

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,104.97 $127.50 $0.00 $1,232.47
Yearly $13,259.65 $1,530.00 $0.00 $14,789.65
Total $397,789.63 $45,900.00 $0.00 $443,689.63

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T22:55:19.000Z

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