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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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400 Pitts Bayshore Dr , Freeport, FL 32439
$1,075,000
Est. Payment: $5,939.22/mo
4 Bed
3 Bath
2734 Sqft
0.45 Acres
Status: Active | Days on site: 34
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CBN - B12708
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Harrison Lilly Team
Owner/Operator

House Description

**BOATER'S PARADISE WITH CANAL ACCESS TO CHOCTAWHATCHEE BAY!** Experience the best of waterfront living in this exceptional three-story luxury home featuring **130 feet of protected canal frontage, a private boat lift, and easy boating access to Choctawhatchee Bay.** If spending your days on the water is your idea of the perfect Florida lifestyle, this property delivers the space, convenience, and waterfront setting to make it a reality. Blending timeless Southern architecture with relaxed **Old Florida coastal charm**, this beautifully appointed home welcomes you with a spacious front porch deck and peaceful views toward the bay. In the back, a large screened porch overlooks the lush grounds and tranquil canal--an ideal spot for morning coffee, afternoon cocktails, or watching the boats come and go. Inside, the thoughtfully designed floor plan offers three levels of comfortable living with the convenience of an **elevator serving all three floors**. The open-concept kitchen, dining, and living areas create an inviting space for everyday living and entertaining. The well-appointed kitchen features abundant counter space, quality finishes, and a convenient **butler's pantry**, making entertaining a breeze. The spacious primary suite is a private retreat filled with natural light and featuring French doors leading to the porch, custom closets, and an impressive walk-in shower. Additional features include **an extended driveway and 50-amp RV hookup**, providing plenty of room for your boat, RV, and all the toys that come with enjoying the Florida lifestyle. Whether you're heading out for a day on Choctawhatchee Bay, enjoying a sunset cruise, entertaining friends and family, or simply relaxing beside the canal, this property offers something truly special. **Bring the boat and come experience waterfront living where timeless Old Florida character meets the boating lifestyle you've been dreaming of.**

Highlights

Listed by Nick Brown , 540-379-4435 Coldwell Banker Niceville , 850-897-4563. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.45

Year Built

2020

County

Walton

Area

12 - Walton County

Neighborhood

Twin Oaks 1st Add

Listing ID

794861

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Ice Maker
Air Cond:Central Air
Fireplaces:Electric
Other:
  • ▪ Additional:Balcony, Double Vanity, Interior Steps, Sitting Area in Primary, Upper Level Primary, Walk-In Closet(s), Mud Room

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:130.0 ft x 150.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Boat Lift, Outdoor Shower, Porch
Sewer:Public Sewer
Parking Features:RV Access/Parking
Principal Interest
$5,939
Taxes
$347

Home Price

$1,075,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$215,000
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Monthly Price:
$5,939.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,939.22 $346.76 $0.00 $6,285.98
Yearly $71,270.64 $4,161.13 $0.00 $75,431.77
Total $2,138,119.26 $124,833.90 $0.00 $2,262,953.16

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:14:18.000Z

© 2026 Bay County Association of REALTORS