Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

Lot 77 Harbour Trace , Freeport, FL 32439
$175,000
Est. Payment: $966.85/mo
0.63 Acres
Status: Active | Days on site: 586
Get Pre-Qualified
CBN - B12708
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

BUILD YOUR COASTAL ESTATE IN BAY HARBOUR! Discover a rare opportunity to own a BUILDABLE homesite in Bay Harbour's unique bayfront community in Freeport, Florida. Surrounded by a 175-acre nature preserve owned by the HOA, this exceptional property offers the space, privacy, and setting to create a custom coastal retreat. Enjoy a peaceful location near the community tennis and basketball courts and just a short stroll to the boardwalk leading to a covered bayfront fishing pier and dock, where you can relax, enjoy year-round sunsets, and watch for marine wildlife. No buildout time requirement gives you the freedom to build your dream home now or when the time is right. Valuable due diligence has already been completed, including boundary, wetland delineation, and topographical surveys. Beautiful entrances, winding roads, underground utilities, boat and RV storage, and low annual HOA dues add to the appeal. Conveniently located near the beaches, boating, dining, and outdoor recreation of the Emerald Coast. Don't just buy a homesite--create your own coastal estate. Bring your vision, your plans, and your builder, and take advantage of this rare opportunity in Bay Harbour. Lot 76 is also available. Schedule your private tour today and start imagining what's possible!

Highlights

Listed by Nick Brown , 540-379-4435 Coldwell Banker Niceville , 850-897-4563. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.63

HOA Fee

600 Annually

County

Walton

Area

12 - Walton County

Neighborhood

Other

Listing ID

778626

Questions about this listing?

Contact Agent

Interior Features

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:249 X 86 X 216 X 160
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$967
Taxes
$52
HOA
$600

Home Price

$175,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$35,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$966.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $966.85 $52.42 $600.00 $1,619.27
Yearly $11,602.20 $629.00 $7,200.00 $19,431.20
Total $348,065.93 $18,870.00 $216,000.00 $582,935.93

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS