Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

109 Trout Cir , Freeport, FL 32439
$328,000
Est. Payment: $1,812.15/mo
2 Bed
2 Bath
924 Sqft
Status: Active | Days on site: 36
Get Pre-Qualified
ECF1 - E25535
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Move-in ready home in growing Freeport, close to the Black Creek boat ramp and just a short drive to the beautiful beaches of South Walton. This home features vaulted ceilings, beautiful Pergo and hardy pine flooring, recessed lighting in the kitchen and living room, and a spacious custom kitchen with Samsung appliances, a copper farmhouse sink, and plenty of cabinet space. The primary bathroom includes a granite countertop and walk-in shower. The home has been freshly painted inside and out, updated straps and tie-downs, plus all-new skirting. Enjoy outdoor living with both front and back porches, and a completely fenced yard offering privacy and space for pets or entertaining. Additional features include a shed converted into an office and a garage/warehouse space for storage.

Highlights

Listed by S Kimberly Maxwell , 850-259-1231 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1993

County

Walton

Area

20 - Freeport

Neighborhood

N/A

Listing ID

1001528

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Oven Double, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Ceiling Vaulted, Lighting Recessed, Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:100X110
Zoning:Mobile Home, Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Sprinkler System, Yard Building, Deck Covered, Patio Covered, Porch
Sewer:Septic Tank
Parking Features:Garage,Boat
Principal Interest
$1,812
Taxes
$209

Home Price

$328,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$65,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,812.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,812.15 $209.10 $0.00 $2,021.25
Yearly $21,745.83 $2,509.20 $0.00 $24,255.03
Total $652,374.99 $75,276.00 $0.00 $727,650.99

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

© 2026 Emerald Coast Multiple Listing Services