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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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31 E Kathy Ln , Freeport, FL 32439
$549,000
Est. Payment: $2,784.42/mo
4 Bed
3 Bath
2739 Sqft
Status: active | Days on site: 63
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled on a beautiful, oversized lakefront lot in the desirable Lake Sharon Estates community, this charming Southern-style home offers peaceful waterfront living surrounded by majestic oak and pine trees and lush, mature landscaping. Enjoy the tranquility of the lake from the spacious rear deck, where you can watch local wildlife and take in breathtaking water views year-round. Ideally located just minutes from Niceville and the Mid-Bay Bridge, this home provides convenient access to the white-sandy beaches, dining, shopping, and entertainment of Destin while maintaining a quiet and private setting. Inside, the home features a spacious and welcoming floor plan designed for comfortable living and entertaining. A large sunroom overlooking the lake has been enclosed and incorporated into the main living area, creating an expansive gathering space filled with natural light and stunning waterfront views. Whether relaxing with your morning coffee or hosting family and friends, this extended living area offers a beautiful connection to the outdoors. The primary suite, an office, and a private guest room and full bath are conveniently located on the first floor. Upstairs, two generously sized guest bedrooms share a Jack-and-Jill bath, providing ample space for family and visitors. With its scenic lakefront setting, majestic trees, abundant wildlife, spacious living areas, and exceptional location, this home offers the perfect blend of Southern charm, privacy, and convenience. Photos with furniture are virtually staged.

Highlights

Listed by Beth Beno , 850-376-1093 Cindy Cole Fine Homes LLC , 850-797-1471. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.53

Year Built

1987

County

Walton

Area

20 - Freeport

Neighborhood

Lake Sharon Estates

Listing ID

1005345

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Fireplace, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Lake
Lot Dimensions:100X227X100X240
Zoning:Resid Single Family
Others:
  • Additional:Dock, Yard Building, Deck Open
Sewer:Septic Tank
Principal Interest
$2,784
Taxes
$113

Home Price

$549,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,784.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,784.42 $113.38 $0.00 $2,897.80
Yearly $33,413.09 $1,360.56 $0.00 $34,773.65
Total $1,002,392.79 $40,816.80 $0.00 $1,043,209.59

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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