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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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48 Hammock Cir , Freeport, FL 32439
$564,900
Est. Payment: $3,120.99/mo
4 Bed
4 Bath
2785 Sqft
0.27 Acres
Status: Active | Days on site: 183
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ESCP - E9656,E22258
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Harrison Lilly Team
Owner/Operator

House Description

PRIVATE CUL-DE-SAC WATERFRONT LIVING! Designed for today's lifestyle, this beautifully appointed waterfront home offers the perfect blend of comfort, functionality, and timeless style. Nestled on a private cul-de-sac, the thoughtfully designed floor plan provides exceptional space for both everyday living and effortless entertaining. The inviting open-concept living area centers around a cozy fireplace and flows seamlessly into the gourmet kitchen, featuring elegant quartz countertops, a large island with prep sink, abundant cabinetry, and a spacious corner pantry. The private primary suite serves as a peaceful retreat with a spa-inspired bath and generous walk-in closet. A separate guest wing includes its own living area and full bath, making it ideal for multi-generational living, long-term guests, a home office, or a private retreat. Two additional bedrooms are connected by a convenient Jack-and-Jill bath, while the formal dining room provides the perfect setting for holiday meals and special celebrations. Throughout the home, you'll appreciate luxury EVP flooring, crown molding, tray ceilings, fresh interior paint, and quality finishes that create a warm, welcoming atmosphere. Step outside to enjoy the tranquility of waterfront living, where peaceful views and the privacy of a cul-de-sac create an exceptional place to call home. Combining flexible living spaces with beautiful finishes and a highly desirable setting, this move-in-ready home is ready to welcome you home! to a covered patio, open yard, and peaceful water views that add a sense of calm to your everyday routine.

Highlights

Listed by Brandy M Brown , 850-333-3242 and Steve C Brown , 850-951-4828 Southern Choice Properties Llc , 850-951-4828. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.27

Year Built

2022

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Oaks Estates

Listing ID

997788

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Warranty Provided, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Fireplace, Kitchen Island, Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Cul-De-Sac,Within 1/2 Mile to Water,Lake
Lot Dimensions:42x130x155x130
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Porch Screened, Fenced Lot-Part
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,121
Taxes
$360

Home Price

$564,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$112,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,120.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,120.99 $360.12 $0.00 $3,481.11
Yearly $37,451.89 $4,321.49 $0.00 $41,773.38
Total $1,123,556.81 $129,644.55 $0.00 $1,253,201.36

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T13:04:46.000Z

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