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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15 E Oak Trees Ln , Freeport, FL 32439
$539,500
Est. Payment: $2,980.66/mo
5 Bed
3 Bath
3127 Sqft
0.26 Acres
Status: Active | Days on site: 121
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Harrison Lilly Team
Owner/Operator

House Description

PRICE REDUCED **ASSUMABLE VA LOAN with 4.75% interest rate and only $8,500 gap between list price and approximate loan balance of $531,000.** Seize the opportunity to own this sprawling, upgraded 5 bedroom, 3 full bathroom home. Situated on a flat, FULLY FENCED lot, 15 E Oak Trees Lane is the BEST VALUE in desirable and CONSTRUCTION COMPLETE Hammock Oaks! The popular McKenzie plan features a flexible and highly functional layout suitable for large and/or multigenerational families, homeschooling, professionals working remotely, or those simply seeking room to spread out! Coming in from the welcoming covered front porch, guests are greeted by a formal dining space to the left and to the right, an office/flex room. Continuing down the main hall, find a wing consisting of two bedrooms and a shared full bathroom. The hallway then opens onto the heart of the home - a spacious living, kitchen, and dining space. The gourmet kitchen features many recent upgrades including tile backsplash, matte black cabinet hardware, stylish center island accent paint, smart refrigerator, and new kitchen sink. The great room is flanked by the primary bedroom suite with upgraded en suite bath on one side and another set of additional bedrooms and full bath on the other. A massive walk-in pantry and dedicated laundry room round out the interior offerings. Enjoy entertaining and recreation in the large, flat, fully fenced backyard with a covered porch and plenty of room for a future pool.

Highlights

Listed by David Bryan McAliley , 850-797-2436 and Carli S Harman , 850-218-5852 EXP Realty LLC , 850-830-4414. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.26

Year Built

2022

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Oaks Estates Phase Ii

Listing ID

1004317

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate
Other:
  • ▪ Additional:Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Kitchen Island, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Cleared,Corner,Covenants,Curb & Gutter,Interior,Level,Restrictions,Sidewalk,Lake,Pond
Lot Dimensions:Corner Lot Approximate 112' x 135'
Zoning:Deed Restrictions, Resid Single Family
Others:
  • ▪ Additional:Columns, Fenced Back Yard, Lawn Pump, Sprinkler System, Patio Covered, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,981
Taxes
$344

Home Price

$539,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$107,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,980.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,980.66 $343.93 $0.00 $3,324.59
Yearly $35,767.92 $4,127.18 $0.00 $39,895.09
Total $1,073,037.52 $123,815.25 $0.00 $1,196,852.77

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

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