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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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97 Dickens Dr , Freeport, FL 32439
$428,000
Est. Payment: $2,170.74/mo
3 Bed
2 Bath
1721 Sqft
Status: active | Days on site: 118
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Resort-style living in Hammock Bay at 97 Dickens Drive! Located less than a mile from the General Store, brewery, clubhouse, pool, and fitness center, this home offers easy walkable/bikeable access to top amenities. Situated in the desirable Passages at Hammock Bay, this 2015-built 'Oakley' floor plan features 3 bedrooms, 2 baths, and approx. 1,721 sq. ft. Enjoy wood-look tile flooring, a cozy gas fireplace, and a flex room ideal for an office or craft space. The open-concept layout is perfect for entertaining, with a spacious kitchen featuring granite countertops, stainless steel appliances, custom backsplash, and center island. Relax on the screened-in porch overlooking a spacious fenced backyard which is ideal for pets, play, or outdoor living.
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Highlights

Listed by Yvonne Summerfield , 850-781-5596 Real Broker LLC , 855-450-0442. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.23

HOA Fee

Year Built

2015

County

Walton

Area

20 - Freeport

 Neighborhood

Hammock Bay

Listing ID

1000340

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Tile
Other:
  • ▪ Additional:Kitchen Island, Split Bedroom

Exterior Features

Lot:Curb & Gutter,Interior,Sidewalk
Lot Dimensions:10379 sq ft
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Lawn Pump, Sprinkler System, Porch Open, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$2,171
Taxes
$312
HOA
$0

Home Price

$428,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$85,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,170.74

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,170.74 $311.70 $0.00 $2,482.44
Yearly $26,048.82 $3,740.44 $0.00 $29,789.26
Total $781,464.69 $112,213.20 $0.00 $893,677.89

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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