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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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497 Symphony Way , Freeport, FL 32439
$443,900
Est. Payment: $2,452.48/mo
3 Bed
2 Bath
2192 Sqft
0.23 Acres
Status: Pending | Days on site: 28
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EKW5 - E35966,E30240
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Harrison Lilly Team
Owner/Operator

House Description

Resort style living in quiet area! You will love the beauty of nature from your back yard. This 2009 ranch home offers formal dining room with large windows, flex room with endless possibilities, kitchen boasts plenty of storage with maple cabinets and pantry. Large counter gives plenty of working area for all of your culinary masterpieces. Living room is open and airy with fireplace-perfect for chilly evenings. French doors from Living room open to a covered porch with amazing lake views. Split bedroom plan offers extra privacy. Spacious Master has a wonderful walk-in closet and in-suite bathroom with separate tub and shower. Two secondary bedrooms share full bath. Hammock Bay is a Master Planned Community with world class amenities. Hammock Bay is a CDD Community.

Highlights

Listed by Meadow M Mathis , 850-830-5875 Keller Williams Realty SRB , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

Year Built

2009

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay

Listing ID

1010863

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Oven Self Cleaning, Refrigerator, Smoke Detector
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor WW Carpet
Other:
  • ▪ Additional:Fireplace, Split Bedroom

Exterior Features

Lot:Curb & Gutter,Within 1/2 Mile to Water,Lake
Lot Dimensions:170x70
Zoning:Resid Single Family
Others:
  • ▪ Additional:Lawn Pump, Patio Covered
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,452
Taxes
$317
HOA
$0

Home Price

$443,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$88,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,452.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,452.48 $316.74 $0.00 $2,769.23
Yearly $29,429.80 $3,800.92 $0.00 $33,230.72
Total $882,894.08 $114,027.60 $0.00 $996,921.68

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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