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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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49 Harmony Way , Freeport, FL 32439
$679,000
Est. Payment: $3,751.38/mo
5 Bed
4 Bath
3750 Sqft
0.36 Acres
Status: Active | Days on site: 122
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Harrison Lilly Team
Owner/Operator

House Description

At 3,750 square feet with a private saltwater pool, preserve-backed homesite, and an exceptional amount of flexible living space, 49 Harmony Way offers a level of home and lifestyle that is increasingly difficult to duplicate at this value on Florida's Emerald Coast. Located within Harmony, an intimate 19-home cul-de-sac inside Hammock Bay, this residence sits on .36 acres with the rare advantage of a protected natural backdrop. An oversized courtyard driveway and side-load garage create an impressive arrival, while the setting delivers something equally valuable: privacy, space, and a sense of separation from the ordinary. Inside, generous proportions and thoughtful design create a home that lives beautifully. The open-concept main living area is complemented by a dedicated office, formal dining room, bonus craft/flex room, abundant storage, and an extraordinary 26' x 13' fifth bedroom--giving you the freedom to create a media lounge, game room, fitness studio, guest retreat, or second living space. Luxury vinyl plank flooring, granite countertops, crown molding accents, and spacious rooms provide a polished foundation for both everyday living and entertaining. Then step outside, because this is where the Florida lifestyle takes center stage. A new in-ground saltwater pool anchors a private backyard surrounded by fencing, lush lawn, preserve views, a covered lanai, and additional storage. Morning coffee overlooking the water. Long afternoons by the pool. Dinner under the lanai. Weekends spent entertaining without ever leaving home. This outdoor space wasn't simply added--it transforms the way the property lives. And beyond your backyard is the lifestyle that has made Hammock Bay one of Freeport's signature communities. Resort-style zero-entry pools, three clubhouses, a fitness center, tennis, pickleball and basketball courts, miles of trails, playgrounds, dog parks, community green spaces, a General Store, and bay access create an environment where recreation and convenience are woven into everyday life. The value here is in the complete package: approximately 3,750 square feet, five bedrooms, multiple flex spaces, .36 acres, a private pool, preserve-backed privacy, and access to an amenity-rich community--all within reach of Choctawhatchee Bay, Scenic Highway 30A, the beaches of the Emerald Coast, dining, shopping, and everything Northwest Florida has to offer. If you have been waiting for a home that gives you more space, more privacy, more amenities, and more ways to enjoy the Florida lifestyle, 49 Harmony Way deserves to be seen in person. The sellers are ready to make a move--and they are ready to negotiate. Bring your offer and discover just how much lifestyle your next address can deliver.

Highlights

Listed by Beverly J Buck , 850-333-0413 and Michelle E Thierwechter , 864-256-6341 Coldwell Banker Realty , 850-650-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.36

HOA Fee

Year Built

2012

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay

Listing ID

1003078

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Gas, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Tile,Floor Vinyl,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Vaulted, Pantry, Split Bedroom

Exterior Features

Lot:Covenants,Cul-De-Sac,Curb & Gutter,Level,Restrictions,Sidewalk
Lot Dimensions:115X154
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Lawn Pump, Sprinkler System, Patio Covered, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage,Oversized
Principal Interest
$3,751
Taxes
$647
HOA
$0

Home Price

$679,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$135,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,751.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,751.38 $647.26 $0.00 $4,398.64
Yearly $45,016.53 $7,767.13 $0.00 $52,783.66
Total $1,350,495.79 $233,013.90 $0.00 $1,583,509.69

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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