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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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426 Fanny Ann Way , Freeport, FL 32439
$359,000
Est. Payment: $1,820.78/mo
3 Bed
2 Bath
1811 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

.Set in the heart of Hammock Bay, this three-bedroom, two-bathroom cottage proves that location makes all the difference. Thoughtfully upgraded throughout, it delivers modern comfort while keeping its cozy character intact. The kitchen steals the spotlight with granite countertops, pendant lighting, and custom forty-two-inch cabinetry, while a striking stone tile backsplash adds personality. A stainless steel farmhouse sink anchors the large island, ideal for meal prep, homework, or gathering with the people you love. The primary bathroom brings its own flair with a cultured marble vanity and a trendy barn door that earns a compliment or two. In the garage, a built-in workbench awaits weekend project enthusiasts. Peace of mind comes standard, thanks to hurricane wind screens, a whole-house surge protector, and a heavy-duty security storm door. The air conditioning capacitor was also refreshed in 2022 for added reassurance. Outside, a short stroll delivers you to the community pool, fitness center, athletic courts, and inviting restaurants. Nearby, the Freeport Regional Sports Complex Fitness Trail is perfect for morning jogs or evening walks. Come see how effortlessly it all fits together--schedule your private showing today!

Highlights

Listed by Johnnie Kay Ealum , 850-333-9536 Merrifield & Pilcher Realty , 850-892-9650. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

Year Built

2017

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay

Listing ID

1010021

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor WW Carpet
Other:
  • Additional:Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Interior,Restrictions,Sidewalk,See Remarks
Lot Dimensions:45X115
Zoning:Resid Single Family
Others:
  • Additional:Porch Open
Sewer:Public Sewer
Principal Interest
$1,821
Taxes
$315
HOA
$0

Home Price

$359,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,820.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,820.78 $315.46 $0.00 $2,136.24
Yearly $21,849.36 $3,785.55 $0.00 $25,634.91
Total $655,480.90 $113,566.50 $0.00 $769,047.40

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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