Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

355 Mill Pond Cove , Freeport, FL 32439
$814,900
Est. Payment: $4,502.21/mo
4 Bed
3 Bath
2877 Sqft
0.42 Acres
Status: Active | Days on site: 99
Get Pre-Qualified
EFAT - E28041
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

If living like you're on a permanent vacation sounds appealing, this is the home you've been waiting for. Located in the highly sought-after Buxton's Mill neighborhood of beautiful Hammock Bay, this exceptional property offers the perfect blend of luxury, comfort, and community. Situated on a spacious lot with an expansive backyard, this home is designed for both relaxation and entertaining. Whether you're hosting family gatherings, enjoying outdoor activities, or simply unwinding at the end of the day, the stunning resort-style pool and hot tub create a private oasis that can be enjoyed year-round. Inside, you'll find a beautiful two-story home featuring an open-concept layout, luxury vinyl plank flooring throughout, and a cozy gas fireplace perfect for cooler Florida evenings. The thoughtfully designed split floor plan offers generously sized bedrooms, a massive walk-in pantry, custom cabinetry in the laundry room, and numerous upgrades throughout. The chef-inspired kitchen is highlighted by elegant granite countertops, while additional features include a whole-home generator, tankless water heater, and a gas stub on the back porch--ready for the outdoor kitchen of your dreams. Beyond the home, Hammock Bay offers an unparalleled lifestyle with a vibrant, close-knit community, year-round neighborhood events, and endless opportunities for recreation and family fun. Residents also enjoy convenient access to some of the area's most beautiful beaches, exceptional dining, shopping, and top-rated schools. This is more than just a home--it's your own private retreat. Offering the perfect combination of space, comfort, and resort-style amenities, this remarkable property is ideal for both everyday living and unforgettable entertaining. Don't miss the opportunity to make it yours.

Highlights

Listed by Vanessa L Wight , 850-714-2455 Fathom Realty FL LLC , 888-455-6040. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.42

HOA Fee

Year Built

2022

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay

Listing ID

1006216

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Range Hood, Smoke Detector, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Vinyl
Other:
  • ▪ Additional:Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Sidewalk
Lot Dimensions:0.42
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Fenced Back Yard, Hot Tub, Lawn Pump, Pool - Enclosed, Pool - Gunite Concrt, Sprinkler System, Patio Enclosed, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Parking Features:Golf Cart Enclosed
Principal Interest
$4,502
Taxes
$540
HOA
$0

Home Price

$814,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$162,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,502.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,502.21 $540.18 $0.00 $5,042.39
Yearly $54,026.46 $6,482.17 $0.00 $60,508.63
Total $1,620,793.84 $194,465.10 $0.00 $1,815,258.94

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

© 2026 Emerald Coast Multiple Listing Services