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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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279 Windchime Way , Freeport, FL 32439
$569,000
Est. Payment: $2,885.86/mo
4 Bed
4 Bath
3132 Sqft
Status: pending | Days on site: 201
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover one of the best values in Hammock Bay at the newly improved price of $579,000. This beautifully maintained 4-bedroom home offers exceptional space, upgrades, and community amenities at a price point that stands out in today's market. Even better, qualified buyers can take advantage of an assumable VA loan at an incredible 2.5%, creating a rare opportunity for significant monthly payment savings compared to current interest rates. The home features an open, functional layout with a large kitchen island, upgraded finishes, and abundant natural light. The primary suite provides comfort and privacy, while the additional bedrooms offer flexibility for family, guests, or a home office. A fenced backyard and covered patio make outdoor living easy and enjoyable. Located in the highly desirable Hammock Bay community, residents enjoy resort-style amenities including multiple pools, fitness center, clubhouse, sports courts, walking trails, and year-round community events. With its combination of price, condition, and a hard-to-find 2.5% assumable loan, this home delivers outstanding value and a compelling opportunity for today's buyers. Buyer to verify all measurements.

Highlights

Listed by Amy E Portz , 440-823-9511 Emerald Coast Local Real Estate Inc , 850-812-3314. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

Year Built

2015

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay

Listing ID

989270

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Elect
Air Cond:Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood
Other:
  • Additional:Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water,Pond
Lot Dimensions:56 x 136 x 103 x 122
Zoning:City, Resid Single Family
Others:
  • Additional:Rain Gutter, Fenced Back Yard, Yard Building, Porch Screened
Principal Interest
$2,886
Taxes
$542

Home Price

$569,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$113,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,885.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,885.86 $541.78 $0.00 $3,427.64
Yearly $34,630.33 $6,501.40 $0.00 $41,131.73
Total $1,038,909.83 $195,042.00 $0.00 $1,233,951.83

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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