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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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254 Polaris Pl , Freeport, FL 32439
$479,900
Est. Payment: $2,433.96/mo
5 Bed
3 Bath
2482 Sqft
Status: active | Days on site: 132
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Move right into this beautifully maintained home that offers upgrades, space, and value without the wait of new construction. The open floor plan features durable wood-look tile throughout the main living areas (guest bedrooms excluded), quartz countertops, a custom tile backsplash, stylish pendant and chandelier lighting, and blinds already installed. The fully fenced backyard includes three private gates, providing easy access to the main road and Steamboat Landing on the bay less than half a mile away. There's plenty of room for pets, kids, gardening or entertaining. The heated and cooled 3-car garage is a standout feature with spray foam insulation, a mini-split system, and an epoxy floor --ideal for a home gym, workshop, hobby space, or extra storage. Tucked away in the desirable Hammock Bay South community, this home offers the perfect balance of peace and convenience. Enjoy a quiet neighborhood setting while being just minutes from Hwy 20, shopping, dining, top-rated schools, and the Emerald Coast's beautiful beaches. This move-in-ready home delivers the upgrades today's buyers want without the added cost or wait of new construction. Don't miss your chance to own a home that's truly better than new!

Highlights

Listed by The Jennings Team , 850-737-3743 and Jessica Jennings , 850-532-6403 By the Water Realty , 850-532-6403. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

Year Built

2024

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay

Listing ID

999364

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Water Heater - Gas
Air Cond:Gas
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Ceiling Raised, Kitchen Island, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:69' x 143'
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Sprinkler System, Patio Covered
Sewer:Public Sewer
Principal Interest
$2,434
Taxes
$271
HOA
$0

Home Price

$479,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$95,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,433.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,433.96 $271.47 $0.00 $2,705.43
Yearly $29,207.55 $3,257.64 $0.00 $32,465.19
Total $876,226.41 $97,729.20 $0.00 $973,955.61

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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