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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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22 Lot Reserve At Hammock Bay , Freeport, FL 32439
$799,500
Est. Payment: $4,417.12/mo
11.45 Acres
Status: Active | Days on site: 175
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Harrison Lilly Team
Owner/Operator

House Description

Rare opportunity to own 11.45 acres in The Reserve at Hammock Bay. This expansive homesite offers privacy, natural beauty, and endless potential while still being part of the award-winning Hammock Bay master-planned community. The property provides ample space for a custom estate, outdoor living areas, and room to enjoy the peaceful surroundings that make The Reserve so special. Residents enjoy access to Hammock Bay's exceptional amenities including resort-style pools, fitness center, walking and biking trails, sports courts, parks, and the community clubhouse. Conveniently located just minutes from shopping, dining, and the beaches of the Emerald Coast, this property offers the perfect balance of seclusion and convenience. Build your dream home and enjoy the unmatched lifestyle that Hammock Bay has to offer.

Highlights

Listed by Bell Smith Team , 850-502-0117 Better Homes and Gardens Real Estate Coast Properties , 850-200-0523. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
11.45

HOA Fee

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay

Listing ID

997757

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Interior Features

Exterior Features

Lot:Irregular
Lot Dimensions:Survey in Docs
Zoning:City, Deed Restrictions, Horses Allowed, Resid Single Family
Sewer:Septic Tank
Principal Interest
$4,417
Taxes
$510
HOA
$0

Home Price

$799,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$159,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,417.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,417.12 $509.68 $0.00 $4,926.80
Yearly $53,005.47 $6,116.18 $0.00 $59,121.64
Total $1,590,164.04 $183,485.25 $0.00 $1,773,649.29

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T13:04:46.000Z

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