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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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172 Mill Pond Cove , Freeport, FL 32439
$650,000
Est. Payment: $3,296.68/mo
4 Bed
3 Bath
2844 Sqft
Status: active | Days on site: 80
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Offering Owner financing! You only cover closing cost! Zero money down!! Do not miss this deal! At almost 2,900 Sqft this is one of the Largest floor plans in the Buxtons Mill Neighborhood! GINORMOUS, and lakefront property. Concrete has now been pressure washed! This split floor plan home has three bedrooms on the main level and one HUGE suite on the 2nd floor. Large double doors welcome you to a home with all the BELLS & WHISTLES: gas cooking, water heater and fireplace; outside vented exhaust in kitchen, custom wood vent hood; tile back-splash; crown molding; wainscoting; wood floors in main living areas, wood stairs and iron rails, drop zone cubbie, wood shelving in all closets, tile walls in all showers/tub showers, vgroove wood porch ceilings, decorative interior doors, tall ceilings, wood trim detail throughout, fabulous all wood soft close cabinetry. OVERSIZED yard with beautiful natural surroundings This home offers the opportunity to enjoy all the amenities that make Hammock Bay one of Northwest Florida's premier master-planned communities, including pools, fitness facilities, walking trails, parks, sports courts, community events, and more. Whether you're looking for a primary residence, a second home, or simply more space without sacrificing convenience, 172 Mill Pond Cove delivers a rare combination of waterfront living, one of the largest floor plans in Buxton's Mill, and an oversized homesite that truly sets it apart from the competition. To set up your private tour or to get the link to the walk through video of this property click the "Contact Joshua" button on the right of this page. Experience Hammock Bay, the most sought after neighborhood in Freeport!

Highlights

Listed by Joshua C Scott , 850-572-6431 Serhant , 646-480-7665. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2019

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay

Listing ID

1004335

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Range Hood, Stove/Oven Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans
Fireplaces:Fireplace Gas
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Ceiling Crwn Molding, Ceiling Raised, Kitchen Island, Owner's Closet, Pantry, Pull Down Stairs, Split Bedroom, Walls Wainscoting, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Sidewalk,Survey Available,Wooded,Lake
Lot Dimensions:.35
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Patio Covered, Patio Enclosed
Sewer:Public Sewer
Principal Interest
$3,297
Taxes
$390
HOA
$0

Home Price

$650,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,296.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,296.68 $390.43 $0.00 $3,687.10
Yearly $39,560.13 $4,685.10 $0.00 $44,245.23
Total $1,186,803.85 $140,553.00 $0.00 $1,327,356.85

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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