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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16 Lot Reserve At Hammock Bay , Freeport, FL 32439
$635,000
Est. Payment: $3,220.27/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 45
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

PRICE DROP!! Seller says 'Bring an offer!!' Rare opportunity to own ~7 acres (Lot 16) in The Reserve at Hammock Bay--a gated community designed for those seeking privacy, space, and an elevated lifestyle. With only 42 homesites spread across more than 700 acres, this low-density setting offers a true estate-style environment that's increasingly hard to find. This homesite provides the flexibility to build on your timeline, with architectural guidelines in place to maintain the integrity of the community. Whether you envision a private retreat, equestrian setup, pool oasis, or expansive outdoor living, there is ample room to bring your vision to life. Residents enjoy underground utilities, natural gas, fiber internet, private roads, and beautifully maintained surroundings--all within a peaceful setting just minutes from Hammock Bay amenities. Large acreage, gated privacy, and limited inventory make this a standout opportunity along the Emerald Coast. Seller has completed thoughtfully designed, approved building plans that may be purchased separately--providing a unique opportunity to fast-track your custom home in this exclusive setting.

Highlights

Listed by Kristopher S Laidlaw , 850-276-8308 AIM Realty of the Emerald Coast LLC , 850-276-8308. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
7.11

HOA Fee

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay

Listing ID

999816

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Irregular
Lot Dimensions:TBD
Zoning:City, Deed Restrictions, Horses Allowed, Resid Single Family
Sewer:Septic Tank
Principal Interest
$3,220
Taxes
$405
HOA
$0

Home Price

$635,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$127,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,220.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,220.27 $404.81 $0.00 $3,625.08
Yearly $38,643.19 $4,857.75 $0.00 $43,500.94
Total $1,159,295.65 $145,732.50 $0.00 $1,305,028.15

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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