Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

I agree to receive automated marketing calls and texts (SMS/MMS) from Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE, its affiliates and their agents. Msg & data rates may apply. Msg frequency varies. Reply STOP to cancel. Consent is not required for purchase. I also agree to the Terms of Use and Privacy Policy.

main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
main property photo 36
View All (37)
property photo 1
property photo 2
property photo 3
102 Polaris Pl , Freeport, FL 32439
$428,400
Est. Payment: $2,172.54/mo
4 Bed
2 Bath
1824 Sqft
Status: active | Days on site: 140
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator
View agent profile
Email
Call

House Description

Welcome to Hammock Bay! This picturesque 3 car garage, one-story, 4 bed / 2 bath home on large lot (.35 acres). This house offers four spacious bedrooms and a large open concept plan featuring quartz countertops, LVP throughout with plush carpet in the bedrooms. The beautiful kitchen featuring stainless steel appliances, featuring a gas range, brilliant backsplash, colorful quartz and custom painted cabinetry will be sure to draw your attention. The large private backyard, backing up to the preserve is the ultimate gathering spot for friends and family. HB South is constructing top of the line amenities including a beautiful sun deck and pool, fitness area, pickleball, playground and a kayak/paddleboard launch. Investment property with current tenant on one year contract until 08/2027. Would also be available for primary residence in one year.
Show more

Highlights

Listed by Stephen K Hachey , 813-642-6030 Flat Fee MLS Realty , 813-642-6030. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.34

Year Built

2023

County

Walton

Area

20 - Freeport

 Neighborhood

Hammock Bay

Listing ID

999464

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Ice Machine, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Floor Laminate,Floor Vinyl
Below Ground Sq Ft:2600
Other:
  • ▪ Additional:Split Bedroom

Exterior Features

Lot:Level
Lot Dimensions:122 × 122
Zoning:Resid Single Family
Parking Features:Garage,Oversized
Principal Interest
$2,173
Taxes
$323

Home Price

$428,400

Loan Details

30 yrs
6.528%

Down Payment

20%
$85,680
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,172.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,172.54 $323.06 $0.00 $2,495.60
Yearly $26,070.46 $3,876.74 $0.00 $29,947.20
Total $782,113.79 $116,302.20 $0.00 $898,415.99

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services