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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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42 Flora Ln , Freeport, FL 32439
$554,900
Est. Payment: $2,814.35/mo
4 Bed
3 Bath
2372 Sqft
Status: pending | Days on site: 39
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Tucked away on an intimate cul-de-sac street of just 23 homes, 42 Flora Lane offers the rare opportunity to own a home with custom features and upgrades not available from the builder. Most notably, this home features natural gas including a gas range, tankless gas water heater, and charming gas lanterns bringing everyday comfort, and added convenience. ***Seller offering $5,000 that may be applied toward buyer's closing costs or an interest rate buydown. Inside, soaring 12-foot ceilings create a bright, open living space accented by crown molding, quartz countertops, board and batten details, a cozy fireplace, and an inviting layout designed for gathering with family and friends. The refrigerator, washer, and dryer are included, making your move effortless from day one. Enjoy Florida living on the extended patio overlooking the fully fenced backyard with a privacy wall and outdoor TV. Additional enhancements include epoxy garage floors, an expanded driveway for additional parking, whole-home water softener with reverse osmosis system, HVAC air purification, gutters, soffit lighting, and more. Located just minutes from Hammock Bay's resort-style amenities, Steamboat Landing, and a short drive to the Emerald Coast's world-famous white-sand beaches, this exceptional home offers custom features and upgrades rarely found even in new construction. Ideally located just 5 minutes from the Steamboat Landing Bay Clubhouse and moments from Hammock Bay's resort-style amenities, including pools, fitness center, pickleball courts, walking trails, parks, and year-round community events, this exceptional home offers the perfect blend of comfort, convenience, and elevated living.

Highlights

Listed by Wheeler Sauls Collective , 850-630-8377 and Audrie M Walker , 817-991-4819 Salty Marlin Realty , 850-615-2406. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.2

HOA Fee

Year Built

2024

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay - Wildflower

Listing ID

1006474

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Warranty Provided, Washer, Water Heater - Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Shelving, Wallpaper, Washer/Dryer Hookup

Exterior Features

Lot:Curb & Gutter,Interior,Level,Sidewalk,Survey Available
Lot Dimensions:70x127x69x127
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Fenced Back Yard, Sprinkler System, Patio Covered, Porch, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$2,814
Taxes
$389
HOA
$0

Home Price

$554,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$110,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,814.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,814.35 $389.10 $0.00 $3,203.45
Yearly $33,772.18 $4,669.18 $0.00 $38,441.36
Total $1,013,165.32 $140,075.40 $0.00 $1,153,240.72

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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