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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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786 Symphony Way , Freeport, FL 32439
$575,000
Est. Payment: $2,916.29/mo
5 Bed
3 Bath
2720 Sqft
Status: active | Days on site: 295
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

$20,000 credit to buyers at closing! A charming custom-built home in the Hammock Bay community of Freeport, where resort-style amenities and a true neighborhood lifestyle exist. Step inside to a formal foyer and formal dining room, leading to an open living area filled with natural light and hardwood floors. The spacious great room opens to a covered patio and an expansive custom deck overlooking a serene preserve offering the perfect backdrop for relaxing or entertaining. The primary suite and two guest bedrooms are conveniently located on the main floor, while the second level features two guest bedrooms, a full bath, and a versatile bonus room ideal for an office or extra storage. Thoughtful upgrades throughout and quality finishes make this home truly stand out. New wall oven and microwave 2025, freshly replaced/sealed deck, and recently painted inside and exterior painted within the last 3 years make this home is move-in ready. Inside Hammock Bay, residents enjoy miles of walking trails, clubhouse, fitness center, sports courts, pools, a dog park, playgrounds, community events, and access to the Bay. Start your mornings with coffee on the spacious front porch and soak in the charm of this beautiful community. Homeowner is a licensed FL Real Estate Agent. Reach out for a private showing today!

Highlights

Listed by Jennifer Bond , 850-867-9317 and Sheila R McElhaney , 850-830-8056 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

Year Built

2007

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay/Symphony

Listing ID

988328

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • Additional:Ceiling Crwn Molding, Newly Painted, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Covenants,Restrictions,Wetlands
Lot Dimensions:71 X 163
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Lawn Pump, Sprinkler System, Yard Building, Patio Covered, Patio Open, Porch, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,916
Taxes
$402
HOA
$0

Home Price

$575,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,916.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,916.29 $401.92 $0.00 $3,318.21
Yearly $34,995.50 $4,823.05 $0.00 $39,818.55
Total $1,049,864.94 $144,691.50 $0.00 $1,194,556.44

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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