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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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155 Lumen Loop , Freeport, FL 32439
$549,900
Est. Payment: $2,788.70/mo
3 Bed
2 Bath
1925 Sqft
Status: active | Days on site: 86
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Your Florida Dream Begins Here -- Wrapped in Upgrades, Warmth, and a $120K Backyard Paradise!!! Some homes invite you in. This one welcomes you home! From its sunny corner lot in the Starburst neighborhood of Hammock Bay, this 2025 residence stands apart--not because it's new, but because it's complete. While most new construction homes offer the basics and leave the rest to your imagination (and your wallet), this one has already been thoughtfully elevated with the upgrades, comforts, and lifestyle features buyers dream of but rarely find ready and waiting. The moment you step inside, the story begins with light--soft, warm, and beautifully intentional. LED lighting throughout, paired with window blinds already installed, creates a polished, move in ready atmosphere. Wood look ceramic tile flooring stretches across the entire home, offering durability, elegance, and easy Florida living without the patchwork of mixed flooring you often see in new builds. The living room immediately draws you in with its custom accent wall, where an electric fireplace and TV center above the mantel create a rich, inviting focal point. It's the kind of feature that transforms a house into a home--something you simply won't find in a builder's standard package. And then, the heart of the home: the kitchen.... Here, every detail has been elevated beyond builder grade. Quartz countertops, soft close doors and drawers, upgraded backsplash, matte black faucet accents, and under-cabinet lighting come together to create a space that feels both modern and timeless. The large island, pendant lighting, gas stove, and walk in pantry with custom shelving make this kitchen as functional as it is beautiful--ready for quiet mornings, lively gatherings, and everything in between. The dining area flows naturally toward the covered back porch, where the home's most breathtaking feature awaits: a $120,000 custom saltwater, heated gunite pool and oversized spa. This is not the kind of pool you add later. This is a resort style retreat crafted with marble coping, mosaic tile, LED lighting, tanning ledge, raised spa with waterfall, and a premium automation system. Surrounded by a fully fenced backyard, it offers privacy, beauty, and instant lifestyle value that new construction simply cannot match. The primary suite continues the theme of comfort and luxury, featuring a tray ceiling, crown molding, and a serene private bath with a garden tub, double vanity, custom tile shower, and two walk in closets. Across the home, the additional bedrooms offer privacy for guests or family, while the flex space near the foyer adapts effortlessly to your needs--office, reading nook, playroom, or creative studio. Throughout the home, thoughtful upgrades add convenience and long term value: *Gutters installed around the entire home *Exterior soffit electrical outlet *Smart Wi Fi thermostat *Energy efficient windows and water heater *Pull down attic stairs and added shelving *Flood lights and landscaping package *Natural gas already installed (a rare and valuable feature in this neighborhood) These are the upgrades that cost thousands--and months--to add after closing on a new build. Here, they're already done. Already paid for. Already yours. Every day feels brighter in Hammock Bay, where resort-style amenities, natural beauty, and a warm neighborhood atmosphere come together to create a lifestyle people fall in love with. Beyond the home itself, residents enjoy pickleball courts, a 4,000-sq-ft fitness center, playgrounds, community pools, and miles of sidewalks that make it easy to stay active and connected. This isn't just a home that's move-in ready--it's life-ready. The upgrades are complete, the comforts are built in, and the Florida lifestyle begins the moment you arrive. Set across more than 3,000 acres of preserved natural surroundings, Hammock Bay offers over 12 miles of sidewalks, nature trails, and bike paths that link every corner of the community. Multiple resort-style pools, a 25-meter lap pool, lighted basketball, tennis, and pickleball courts, putting greens, picnic areas, outdoor cooking spaces, and a charming general store create a setting where convenience meets recreation. Canine Commons provides two dedicated dog parks--one with washing stations and water bubblers--while the nearby 60-acre sports park expands athletic opportunities even further. At Town Square, an open-lawn amphitheater hosts concerts, movies, festivals, and community events. Local dining, rotating food trucks, and gathering spaces bring neighbors together in a lively social hub. For those who love the water, Steamboat Landing offers 480 feet of shoreline along Choctawhatchee Bay, a 500-foot dock, fishing pier, bayfront clubhouse, and a covered pavilion perfect for sunset views. Located in Freeport--one of Northwest Florida's fastest-growing bayfront communities--Hammock Bay provides easy access to the beaches of South Walton, Scenic 30A, Destin, Niceville, major airports, and Eglin and Hurlburt Air Force Bases. This is more than a home. It's a place where spacious design meets resort-style amenities, where lake views greet you each morning, and where every day feels like a well-earned retreat. Please note: All information is deemed to be accurate. Buyers are responsible to perform due diligence to verify all information of importance to them.

Highlights

Listed by Beverly J Buck , 850-333-0413 and Eliana R Deacon , 850-865-3700 Coldwell Banker Realty , 850-650-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

Year Built

2025

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay - Starburst

Listing ID

1002834

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Security System, Smoke Detector, Stove/Oven Gas, Warranty Provided, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Shelving, Split Bedroom, Walls Paneled, Walls Wainscoting, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Cleared,Corner,Covenants,Curb & Gutter,Level,Restrictions,Sidewalk,Survey Available,See Remarks
Lot Dimensions:74.54 x 143.3 x 85.16 x 104.7
Zoning:City, Resid Single Family
Others:
  • Additional:Rain Gutter, Fenced Back Yard, Hot Tub, Lawn Pump, Pool - Gunite Concrt, Sprinkler System, Patio Covered, Porch
Sewer:Public Sewer
Parking Features:Garage

Open House

Upcoming Open Houses
Friday 11:00 am - 1:00 pm Aug 21
Principal Interest
$2,789
Taxes
$72
HOA
$0

Home Price

$549,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,788.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,788.70 $72.06 $0.00 $2,860.76
Yearly $33,464.39 $864.70 $0.00 $34,329.09
Total $1,003,931.77 $25,941.00 $0.00 $1,029,872.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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