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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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130 Lumen Loop , Freeport, FL 32439
$529,000
Est. Payment: $2,682.99/mo
4 Bed
3 Bath
2414 Sqft
Status: active | Days on site: 21
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Priced below its April 2025 appraisal, with up to $5,000 toward closing costs. That's the kind of headline you don't usually get in Hammock Bay. This better-than-new 4-bedroom, 3-bath Claudet III G sits on a premium 0.22-acre lot with professional landscaping already in. No missed builder deadlines, no walkthrough punch list, no waiting on upgrades. It's already done. 2,414 square feet, open living, formal dining, and a keeping room off the kitchen that actually gets used instead of just photographed. Both main bathrooms were upgraded with matching black-frame glass enclosures. Out back, a 315 sq ft paver patio spans the width of the home, built for fire pits and grilling season, which in Freeport is basically all year. Hammock Bay residents get pools, a fitness center, pickleball and tennis courts, and miles of walking trails, just a short drive to the beach. Priced at $529,000. Schedule your private tour. Quick facts: Price: $529,000 Floor Plan: Claudet III G, 4 Bed / 3 Bath, 2,414 sq ft Lot: 0.22 acres Patio: 315 sq ft custom pavers Seller credit: up to $5,000 toward closing costs Community: Starburst at Hammock Bay, Freeport, FL

Highlights

Listed by James C Whatley , 850-499-2940 Uber Realty Llc , 850-855-4369. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

Year Built

2024

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay - Starburst

Listing ID

1007760

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Smoke Detector, Stove/Oven Electric, Warranty Provided, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Shelving, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Curb & Gutter,Interior,Level,Sidewalk
Lot Dimensions:65X150
Zoning:Resid Single Family
Others:
  • Additional:Patio Covered, Porch
Sewer:Public Sewer
Principal Interest
$2,683
Taxes
$76
HOA
$0

Home Price

$529,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$105,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,682.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,682.99 $75.66 $0.00 $2,758.65
Yearly $32,195.86 $907.93 $0.00 $33,103.79
Total $965,875.75 $27,237.90 $0.00 $993,113.65

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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