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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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451 Lightning Bug Ln , Freeport, FL 32439
$388,900
Est. Payment: $1,972.43/mo
3 Bed
2 Bath
1824 Sqft
Status: active | Days on site: 69
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Hammock Bay Living at Its Best - Resort-Style Amenities, Low-Maintenance Living & Unmatched Value. Welcome to Firefly, the premier gated neighborhood within the highly desirable Hammock Bay community in Freeport. Offering a true resort-style lifestyle, Firefly residents enjoy exclusive amenities while also having full access to Hammock Bay's incredible collection of recreation, fitness, and social offerings. Built in 2020, this beautifully maintained 3-bedroom, 2-bath home combines modern comfort, thoughtful upgrades, and easy, low-maintenance living. Inside, you'll find an open and inviting floor plan enhanced with custom blinds, ceiling fans, a stylish kitchen backsplash, a tiled walk-in shower with glass enclosure, and an upgraded heated bidet toilet in the primary suite. Step outside to your private backyard retreat featuring no rear neighbors, brand-new sod, a fully fenced yard, and an extended patio with a custom privacy curtain--perfect for entertaining, morning coffee, or relaxing after a day at the pool. What truly sets this home apart is the exceptional lifestyle and value provided through the Firefly HOA. Residents enjoy a private neighborhood pool, clubhouse, and lighted pickleball and tennis courts, all reserved exclusively for Firefly homeowners. In addition, owners have full access to Hammock Bay's resort-style amenities, including multiple swimming pools, an Olympic-sized pool, a state-of-the-art fitness center, sports courts, walking and biking trails, pla ygrounds, parks, and year-round community events. The HOA also handles many of the time-consuming responsibilities of homeownership, making this an ideal primary residence, vacation home, or investment property. HOA services include cable TV, front and backyard lawn maintenance, fertilization, annual pine straw installation, irrigation from a community well-water system, shrub trimming, and common area maintenance. Beyond the amenities, Hammock Bay offers a vibrant community atmosphere with a General Store, brewery, live entertainment, and convenient access to the beautiful beaches of South Walton and the Emerald Coast. Enjoy the security of a planned community, the convenience of maintenance-free living, and the lifestyle of a year-round resort--all in one exceptional home. For buyer's convenience washer, dryer, murphy bed, ADT security equipment and Blink doorbell remain! Termite Bond with Tru North as well.

Highlights

Listed by Missy L McDonald , 850-830-5535 and Maggie A Veach , 770-361-2489 Red Hot Realty , 850-830-5535. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

Year Built

2020

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay-Firefly

Listing ID

1004766

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Kitchen Island, Washer/Dryer Hookup

Exterior Features

Lot:Curb & Gutter,Storm Sewer
Lot Dimensions:50x100
Zoning:Resid Single Family
Others:
  • Additional:Sprinkler System, Patio Covered, Porch Open
Sewer:Public Sewer
Principal Interest
$1,972
Taxes
$363
HOA
$0

Home Price

$388,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$77,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,972.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,972.43 $363.44 $0.00 $2,335.87
Yearly $23,669.13 $4,361.33 $0.00 $28,030.46
Total $710,073.87 $130,839.90 $0.00 $840,913.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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