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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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103 W Bayou Forest Dr , Freeport, FL 32439
$1,625,000
Est. Payment: $8,977.89/mo
4 Bed
5 Bath
3760 Sqft
0.69 Acres
Status: Active | Days on site: 151
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Harrison Lilly Team
Owner/Operator

House Description

WATERFRONT WITH BOAT LIFT! This coastal custom home is set on a protected bayou with serene water views. Enjoy your private dock which has $36k of upgrades that include a lift for a boat and 2 jet skis. The apartment above the garage offers versatility for an Airbnb or office. Enjoy Southern charm with brick pavers throughout, high ceilings, deep covered porches, including a 24x16 rear porch, and a fenced backyard with a small citrus grove. As a bonus, a 26kw whole-home generator supports both structures and the dock with 2 owned propane tanks. The main home offers 3bed/3.5 baths and a downstairs primary suite with a modern closet, soaking tub, and separate shower. The kitchen showcases an oversized island, gas range and extra storage in the kitchen galley. No HOA & room for a pool! Don't miss out A beautifully pavered driveway leads to the 2-car garage with a apartment above--complete with private bedroom, living area, bathroom, and kitchenette, ideal for rental income, guest suite, or office. Located within easy reach of 30A, Blue Mountain Beach, and Grayton Beach, easy boating to North Beach and The Bay restaurants or head to Crab Island in Destin--perfect as a primary residence, second home, or investment opportunity.

Highlights

Listed by Jacquelyn S Wilbanks , 850-585-5082 and Steven R Bradley , 850-258-3208 The Agency Northwest Florida Beaches , 850-267-8100. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.69

Year Built

2020

County

Walton

Area

20 - Freeport

Neighborhood

Dewitt Land Unrec

Listing ID

1002600

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas
Floor:Floor Hardwood
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Fireplace, Guest Quarters, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Dead End,Level,Survey Available,Within 1/2 Mile to Water,Unit Waterfront,Bay,Bayou,Canal,Shore - Natural
Lot Dimensions:294x98x318x85
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Boat Slip, Boatlift, Columns, Dock, Fenced Back Yard, Separate Living Area, Yard Building, Patio Covered, Porch Open
Sewer:Septic Tank
Parking Features:Boat,Garage Detached,Oversized
Principal Interest
$8,978
Taxes
$620

Home Price

$1,625,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$325,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,977.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,977.89 $620.17 $0.00 $9,598.06
Yearly $107,734.69 $7,442.08 $0.00 $115,176.77
Total $3,232,040.74 $223,262.40 $0.00 $3,455,303.14

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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