Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

234 Island Grove Dr , Freeport, FL 32439
$1,050,000
Est. Payment: $5,325.40/mo
4 Bed
4 Bath
2875 Sqft
Status: active | Days on site: 16
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Experience exceptional craftsmanship in this custom-built luxury home, where no detail was overlooked. Located just a short walk from the bay, this one-of-a-kind property combines high-end finishes, thoughtful design, and outstanding functionality. The main home showcases custom cabinetry, premium finishes, designer accent lighting, under-cabinet lighting, and carefully selected upgrades throughout. A whole-home surround sound system extends through both the main residence and the detached carriage house, creating an elevated living and entertaining experience. Designed with entertaining in mind, the outdoor living area features a fully equipped outdoor kitchen complete with both a built-in gas grill and a charcoal grill, providing the perfect setting for gatherings with family and friends. The detached carriage house offers a private studio-style loft with a full kitchen and full bathroom, making it ideal for guests, multigenerational living, a private office, or potential rental opportunities. From its superior craftsmanship to its luxury finishes and exceptional location just steps from the bay, this home offers a rare opportunity to own a truly custom property designed for both everyday comfort and sophisticated living.

Highlights

Listed by The Jennings Team , 850-737-3743 and Jessica Jennings , 850-532-6403 By the Water Realty , 850-532-6403. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.35

Year Built

2025

County

Walton

Area

20 - Freeport

Neighborhood

Cross Creek Shores

Listing ID

1006576

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Ceiling Raised, Ceiling Vaulted
Water:Well

Exterior Features

Lot:Survey Available,Within 1/2 Mile to Water
Lot Dimensions:189 x 88 x 170 x 74
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Sprinkler System, Patio Covered, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage Detached
Principal Interest
$5,325
Taxes
$36

Home Price

$1,050,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$210,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,325.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,325.40 $36.20 $0.00 $5,361.60
Yearly $63,904.82 $434.40 $0.00 $64,339.22
Total $1,917,144.68 $13,032.00 $0.00 $1,930,176.68

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

© 2026 Emerald Coast Multiple Listing Services