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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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702 Live Oak St , Freeport, FL 32439
$360,000
Est. Payment: $1,988.95/mo
0.64 Acres
Status: Active | Days on site: 59
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EDRW - E26011
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Harrison Lilly Team
Owner/Operator

House Description

Discover the beauty of true Bay view living on this exceptional lot that offers all the amenities of waterfront life. Framed by mature hardwood trees that provide natural beauty and shade, this picturesque homesite is ready for your dream coastal retreat. The DOUBLE lot is situated on Live Oak and Hwy 20. The property has improvements already in place, including an existing water meter and septic tank (needs to be inspected for compliance, not sure of age), helping simplify the building process. With 70 feet of bay frontage, there is excellent potential to build a private dock, providing direct access to some of Northwest Florida's best boating, fishing, paddleboarding, and kayaking. Wake up to breathtaking sunrises over the bay, spend your afternoons cruising to waterfront restaurants, and enjoy unforgettable sunsets from your own backyard. Located between Niceville and Freeport and just minutes to the mid-bay bridge. Whether you're planning a custom primary residence, vacation home, or investment property, opportunities like this are becoming increasingly rare. Build the waterfront lifestyle you've always imagined at 702 Live Oak Street--where spectacular views, mature trees, and endless recreation come together on the shores of Choctawhatchee Bay.

Highlights

Listed by Michele H Ray , 850-333-6146 Randy Wise Realty LLC , 850-678-9473. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
0.64

County

Walton

Area

20 - Freeport

Neighborhood

Cherokee S/D

Listing ID

1008507

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Interior Features

Exterior Features

Lot:Cleared,Within 1/2 Mile to Water,Bay
Lot Dimensions:368' x 71'
Zoning:Unrestricted
Sewer:Septic Tank
Principal Interest
$1,989
Taxes
$152

Home Price

$360,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$72,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,988.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,988.95 $152.38 $0.00 $2,141.33
Yearly $23,867.38 $1,828.53 $0.00 $25,695.91
Total $716,021.33 $54,855.90 $0.00 $770,877.23

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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