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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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261 Cedar Beach Cove , Freeport, FL 32439
$1,295,000
Est. Payment: $6,567.31/mo
3 Bed
3 Bath
3276 Sqft
Status: pending | Days on site: 84
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience waterfront living with sweeping bay views, a beautifully rebuilt dock, and a setting that makes every morning feel like a getaway. This 3BR/3BA, 3,276 SF bayfront home sits on 0.80 acres and features a private Mother-in-Law Suite with its own entrance, kitchenette, full bath, and walk-in closet - ideal for guests or multigenerational living. Inside, enjoy cathedral ceilings, skylights, spacious living areas, and a bright sunroom overlooking the water that brings the outdoors in year-round. The kitchen features a Jenn-Air smooth top stove, island with breakfast bar, and stainless/black appliances designed for everyday function and entertaining. Outdoor living is where this property truly shines, with a beautifully rebuilt dock featuring composite decking and concrete pilings, a raised seawall for added elevation, and wide-open bay views made for sunset evenings and coastal relaxation. Additional highlights include a metal roof, hurricane shutters, and a 2-car garage. Conveniently located minutes to Niceville, Destin, Hwy 331, top-rated schools, medical facilities, shopping, and dining. A rare opportunity to own a true bayfront retreat offering space, flexibility, and the coastal lifestyle you've been waiting for.

Highlights

Listed by Deneen M Sufnar , 850-543-7029 and Kenneth M Wright , 850-582-6442 Century 21 AllPoints Realty , 850-678-5161. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.8

Year Built

1988

County

Walton

Area

20 - Freeport

Neighborhood

Cedar Beach

Listing ID

1001613

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Microwave, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Ceiling Cathedral, Ceiling Raised, Ceiling Tray/Cofferd, Guest Quarters, Kitchen Island, Pull Down Stairs, Shelving, Washer/Dryer Hookup, Woodwork Stained
Water:Well

Exterior Features

Lot:Cul-De-Sac,Flood Insurance Req,Interior,Within 1/2 Mile to Water,See Remarks,Bay,Shore - Rip Rap,Shore - Seawall
Lot Dimensions:109 x 315
Zoning:Resid Single Family
Others:
  • Additional:Dock, Hurricane Shutters, Lawn Pump, Patio Open
Sewer:Septic Tank
Parking Features:Garage,Boat,RV,See Remarks
Principal Interest
$6,567
Taxes
$60

Home Price

$1,295,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$259,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,567.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,567.31 $60.08 $0.00 $6,627.40
Yearly $78,807.76 $721.01 $0.00 $79,528.77
Total $2,364,232.86 $21,630.30 $0.00 $2,385,863.16

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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