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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7 Cozy Cove , Freeport, FL 32439
$432,000
Est. Payment: $2,191.02/mo
3 Bed
2 Bath
1848 Sqft
Status: active | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

LARGE LAKEFRONT LOT in the cul de sac neighborhood of Bliss at Hammock Bay. This like new home offers a 3 bedroom, 2 full bathroom and a modern design. Quality features: Wood look/Tile flooring, kitchen island, screen porch overlooking the lake, custom built outdoor storage bldg, open floor plan w/split bedroom arrangement, the master bedroom overlooks the lake also and bath has a double vanity, large walk in closet, garden tub and separate custom tiled shower with frameless door. recessed lighting, undermount sinks, framed mirrors, smoke/carbon monoxide detectors. Exterior features low maintenance all brick w/hardi plank trim, beautiful, well cared for landscaping, architectural 30-year shingles and flood lights, Energy Efficient Features: water heater, kitchen appliances, vinyl low E windows, and more! The Creekside area offers a new clubhouse, fitness room, Resort style pool, playground equip, sport courts. The bayfront Steamboat Landing clubhouse and dock is close by for enjoying the bay views. All the incredible amenities throughout Hammock Bay are yours to use when you live in this wonderful community!

Highlights

Listed by Beth Jones , 850-585-9811 Hammock Bay , 850-835-7030. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

Year Built

2023

County

Walton

Area

20 - Freeport

Neighborhood

Hammock Bay

Listing ID

1008858

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Warranty Provided, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Covenants,Cul-De-Sac,Curb & Gutter,Level,Restrictions,Sidewalk,Survey Available,Within 1/2 Mile to Water,Lake
Lot Dimensions:100X129X50X131
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Hurricane Shutters, Lawn Pump, Sprinkler System, Yard Building, Patio Covered, Porch, Porch Screened, Fenced Lot-Part
Sewer:Public Sewer
Principal Interest
$2,191
Taxes
$275
HOA
$0

Home Price

$432,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$86,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,191.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,191.02 $275.40 $0.00 $2,466.42
Yearly $26,292.27 $3,304.80 $0.00 $29,597.07
Total $788,768.10 $99,144.00 $0.00 $887,912.10

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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