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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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36 Cozy Cove , Freeport, FL 32439
$497,000
Est. Payment: $2,745.85/mo
3 Bed
2 Bath
1848 Sqft
0.23 Acres
Status: Pending | Days on site: 12
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EHAM - E3724,E0098,E25073
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Harrison Lilly Team
Owner/Operator

House Description

Gorgeous POOL and backs up to the nature preserve! A popular floor plan, the Trillium, in the Bliss neighborhood at Hammock Bay offers a 3 bedroom, 2 full bathroom, open design with a custom, inground 12X16 heated/cooled pool w/baby safety fence and extended paver patio. This is the largest lot in the Bliss neighborhood. Fencing is installed and this premium, preserve lot backs up to the nature preserve - providing maximum privacy! Upgrade Features: quartz countertops throughout, stainless steel appliances,, tile flooring throughout, custom lighting and window treatments, large master suite w/double vanity, garden tub, separate custom tiled shower with frameless door, and walk-in closet in the master suite, recessed lighting, undermount sinks, framed mirrors, covered and screened in back porch overlooking the pool area, smoke/carbon monoxide detectors, professional landscaping w/ added fruit trees, architectural 30-year shingles, flood lights, energy efficient Features: water heater, kitchen appliance package, vinyl low E windows, and more! Exterior is low maintenance brick w/hardi plank accents, gutters, sprinkler system w/well.Enjoy the wonderful amenities Hammock Bay has to offer: sports Complex,3 Clubhouses, Pools, Fitness Ctrs, walking trails, Bayfront clubhouse w/ dock and more.

Highlights

Listed by Beth Jones , 850-585-9811 and Anne T Winjum , 850-259-9502 Hammock Bay , 850-835-7030. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

Year Built

2023

County

Walton

Area

20 - Freeport

Neighborhood

Bliss At Hammock Bay

Listing ID

1012286

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Smoke Detector, Stove/Oven Electric, Warranty Provided, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Handicap Provisions, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Cul-De-Sac,Curb & Gutter,Interior,Level,Sidewalk
Lot Dimensions:31X130X121X130
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Covered, Porch
Sewer:Public Sewer
Principal Interest
$2,746
Taxes
$317
HOA
$0

Home Price

$497,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$99,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,745.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,745.85 $316.84 $0.00 $3,062.69
Yearly $32,950.24 $3,802.05 $0.00 $36,752.29
Total $988,507.23 $114,061.50 $0.00 $1,102,568.73

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T22:55:19.000Z

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