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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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97 Muzzle St , Freeport, FL 32439
$759,900
Est. Payment: $4,198.34/mo
4 Bed
3 Bath
2421 Sqft
0.28 Acres
Status: Active | Days on site: 104
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Harrison Lilly Team
Owner/Operator

House Description

NEW PRICE | CUSTOM CRAFTSMANSHIP WITHOUT THE CUSTOM PRICE TAG Make your move to coastal living with compelling financing incentives! Qualified buyers can choose a seller-paid 2/1 temporary rate buydown, with an interest rate as low as 5.5%, OR up to $12,000 toward buyer closing costs. Plus, receive up to a 1% lender credit--maximum $5,000--at closing through the preferred lender. Financing terms and eligibility are subject to lender approval. For the buyer who refuses to settle for cookie-cutter, this is the home you've been waiting for. Just 15 minutes from the sugar-white beaches, acclaimed restaurants, boutique shopping, and coastal charm of Scenic Highway 30A, this exceptional new construction offers the perfect blend of luxury, convenience, and value. This highly crafted Modern Farmhouse with refined Coastal Craftsman architecture is move-in ready and situated on an oversized homesite. Built by one of South Walton's most highly tenured and respected custom builders, this exceptional residence showcases quality craftsmanship, timeless design, and elevated finishes throughout. Located within the gated, resort-style community of Bear Creek in South Freeport, this thoughtfully designed single-level home offers 2,421 square feet, 4 bedrooms, and 3 baths. From the moment you enter, you'll appreciate soaring 10-foot ceilings, a subtly illuminated 12-foot tray ceiling with Cypress beams, designer finishes, and a warm architectural aesthetic. The light-filled open-concept living, dining, and kitchen areas are designed for effortless entertaining and everyday living. The gourmet kitchen features a premium KitchenAid appliance package, Sharp microwave drawer, an expansive island with seating for four, a custom Pecky Cypress vent hood, and a beautifully appointed wine bar with matching shelving--creating a stunning centerpiece for gathering with family and friends. The split-bedroom layout enhances privacy, with a true primary retreat featuring a spa-like bath with freestanding tub, illuminated anti-fog mirrors, oversized walk-in shower, and a showstopping built-in custom closet with an 8-drawer dresser. Guest spaces include a private suite-style bedroom with barn door partition. Outdoor living is equally impressive with extended covered front and rear porches featuring tongue-and-groove cedar ceilings, cedar columns, shutters, and a seamless indoor-outdoor flow. The home also opens to an exceptional wooded backyard setting--private, peaceful, and full of potential--ideal for a future pool, outdoor living expansion, pets, children at play, or simply creating your own backyard retreat surrounded by nature. Smart home and efficiency upgrades include integrated audio wiring (living, primary bath, and porch), landscape speakers, security system readiness, WiFi boosters, MyQ-enabled garage, foam roof insulation, impact-rated windows and doors, and abundant attic storage. Exterior craftsmanship includes a paver driveway, stone and cedar accents, even 6.5" Galvalume gutters -- all contributing to elevated coastal curb appeal. Bear Creek offers an unmatched resort-style lifestyle in South Freeport, with pools (including zero-entry), clubhouse, fitness center, tennis, pickleball, basketball, playgrounds, and green space. The location is just minutes to Grady Brown Park and bay access, and only minutes to the beaches, dining, and shopping of Scenic 30A--offering the perfect balance of bay life, beach life, and community living. A rare opportunity to own a thoughtfully designed, move-in ready home where luxury, function, and location align. *All listing details are deemed reliable but not guaranteed. Buyer to verify all information deemed important.

Highlights

Listed by Luxury Beach Group , 850-842-9202 and Rachel B Hutchings , 850-842-9202 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

Year Built

2026

County

Walton

Area

20 - Freeport

Neighborhood

Bear Creek Ph I

Listing ID

1005930

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Stove/Oven Electric, Wine Refrigerator, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Ceiling Beamed, Ceiling Raised, Kitchen Island, Lighting Recessed, Newly Painted, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Covenants,Interior,Level,Restrictions,Survey Available,Wooded
Lot Dimensions:178x68
Zoning:Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Sprinkler System, Porch Open
Sewer:Public Sewer
Principal Interest
$4,198
Taxes
$484
HOA
$0

Home Price

$759,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$151,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,198.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,198.34 $484.44 $0.00 $4,682.77
Yearly $50,380.06 $5,813.24 $0.00 $56,193.29
Total $1,511,401.70 $174,397.05 $0.00 $1,685,798.75

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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