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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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20 N Sand Palm Rd Unit 16 , Freeport, FL 32439
$190,000
Est. Payment: $1,049.72/mo
2 Bed
3 Bath
1152 Sqft
Status: Active | Days on site: 32
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 20 N Sand Palm Road, a well-designed 2-bedroom, 2.5-bath townhome offering 1,152 square feet of comfortable living space in The Verandas at Freeport. The main level features an open-concept living, dining and kitchen area with high ceilings, granite countertops, abundant cabinetry, breakfast bar seating and a convenient half bath for guests. Upstairs, both spacious bedrooms feature their own private full bathrooms, creating an ideal layout for everyday living, guests or a long-term rental. Enjoy a covered patio and a community designed around an easygoing Florida lifestyle. The Verandas offers a community pool, pavilion and grilling area, along with pickleball and basketball courts and playground areas. Conveniently located in the heart of growing Freeport with quick access to Highway 20 and Highway 331, the property provides an easy connection to local schools, shopping, dining, the Choctawhatchee Bay area and the beaches of South Walton. Whether you're looking for a primary residence, second home or long-term investment property, this townhome offers a practical combination of location, amenities and low-maintenance living. Schedule your showing today!

Highlights

Listed by Scott A Moon , 850-896-2868 Century 21 BE3 , 800-541-9923. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

125.05 Monthly

Year Built

2008

County

Walton

Area

12 - Walton County

Neighborhood

[No Recorded Subdiv]

Listing ID

794836

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Interior Steps, Tub Shower, Upper Level Primary

Exterior Features

Lot Dimensions:0X0
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$1,050
Taxes
$201
HOA
$125

Home Price

$190,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$38,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,049.72

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,049.72 $201.15 $125.05 $1,375.92
Yearly $12,596.67 $2,413.78 $1,500.60 $16,511.05
Total $377,900.15 $72,413.40 $45,018.00 $495,331.55

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Freeport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS