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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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11908 Owenwood Rd , Fountain, FL 32438
$549,900
Est. Payment: $2,788.99/mo
3 Bed
3 Bath
2864 Sqft
Status: active | Days on site: 162
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your private North Florida retreat on 5 beautiful acres in Fountain! This custom-built 3BR/2.5BA home offers the perfect blend of comfort, functionality, and country living with approximately 2,800+ square feet of thoughtfully designed living space and an unmatched setup for RV owners, hobbyists, homesteaders, or anyone needing room to spread out. Loaded with upgrades, this property features a durable metal roof, whole-home 23KW generator, whole-home dehumidifier system, luxury vinyl plank flooring, ENERGY STAR appliances, gas range, oversized kitchen island, spacious living areas, and two flexible spaces that could easily serve as an office, home gym, or media room. Step outside and discover what truly makes this property special. The land is usable, functional, and ready for your lifestyle with multiple outbuildings including a 36x40 pole barn outside the Florida room, 22x24 pole barn, 20x24 powered workshop, 16x36 RV pole barn complete with 50-amp hookup, plus an additional powered storage shed. Established fruit trees throughout the property add to the overall appeal. Bring your RV, boat, trailers, equipment, or animals -- there's room for it all with NO HOA restrictions. Whether you dream of homesteading, storing recreational equipment, or simply enjoying the peace and privacy of country living, this property delivers possibilities that are difficult to find in today's market. Conveniently located within reach of Panama City and Marianna, while still offering the freedom and privacy buyers crave, this move-in ready property is the total package for those seeking space, independence, and long-term value.

Highlights

Listed by Sonja J Givens Cope , 850-814-8577 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
5

Year Built

2002

County

Bay

Area

04 - Bay County - North

Neighborhood

No Named Subdivision

Listing ID

786480

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Washer/Dryer Stacked, ENERGY STAR Qualified Appliances, Electric Water Heater, Gas Oven, Gas Range, Water Softener Owned, Air Purifier
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment,Humidity Control
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:157X1329X169X1329
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • Additional:Patio, Fire Pit
Parking Features:Additional Parking,Garage,Garage Door Opener,Paved,RV Access/Parking,Gated
Principal Interest
$2,789
Taxes
$351

Home Price

$549,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,788.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,788.99 $350.56 $0.00 $3,139.55
Yearly $33,467.87 $4,206.74 $0.00 $37,674.60
Total $1,004,036.06 $126,202.05 $0.00 $1,130,238.11

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fountain, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS