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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2199 Opal Ct , Fort Walton Beach, FL 32547
$385,000
Est. Payment: $1,952.65/mo
3 Bed
2 Bath
1662 Sqft
Status: active | Days on site: 19
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Big Ticket items have been done! 2023 roof and 2023 HVAC! Located in the heart of Fort Walton Beach! 2199 Opal Ct is nestled on a private cul-de-sac in the lovely neighborhood of Whitrock Village. Whitrock Village has beautiful trees, mature landscaping, underground utilities and sidewalks to enjoy those early morning/late evening walks being one with nature. As you pull up to the home you will notice the beautiful entryway leading to the front door and upon entering the home the large foyer welcomes you into your new home! This beautiful home has an open floorplan with plenty of natural light! The large primary suite has trayed ceilings with decorative lighting. The primary ensuite bathroom has a jetted tub, separate shower and double vanity sinks and a large walk-in closet! The kitchen has lots of cabinets, stainless steel appliances and counter space for the chef within you! It even has a pantry!! Recently textured and painted interior in soft neutral colors! Trayed ceiling with decorative lighting in the dining area and beautiful fireplace in the living room! Large laundry room with cabinets! Laminate and tile floors throughout the home. Break out the grill and those cocktails and sit on your back deck and enjoy the fully privacy fenced backyard with mature trees and enjoy the shade on those hot summer days or to enjoy those cool fall nights surrounded by family and friends!

Highlights

Listed by Anita L Williams , and Rhonda R Olivas , 850-582-7904 The Realty Firm Inc , 850-585-4869. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.16

Year Built

1998

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Whitrock Village S/D

Listing ID

1008752

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Tray/Cofferd, Ceiling Vaulted, Fireplace, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Cul-De-Sac,Restrictions,Sidewalk
Lot Dimensions:40X130X129X75
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Yard Building, Deck Open
Sewer:Public Sewer
Principal Interest
$1,953
Taxes
$259

Home Price

$385,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$77,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,952.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,952.65 $258.71 $0.00 $2,211.36
Yearly $23,431.77 $3,104.52 $0.00 $26,536.29
Total $702,953.05 $93,135.60 $0.00 $796,088.65

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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