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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1818 Whispering Oaks Ln , Fort Walton Beach, FL 32547
$254,900
Est. Payment: $1,408.29/mo
3 Bed
3 Bath
1450 Sqft
0.05 Acres
Status: Active | Days on site: 59
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EEXX - E32990
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

SUPER MOTIVATED SELLER -- BRING AN OFFER! Completely refreshed and move-in ready, this beautifully updated 3-bedroom, 2.5-bath townhome offers approximately 1,450 square feet of comfortable living space in a convenient Fort Walton Beach location -- with NO HOA! The seller is motivated and ready to make a deal, making this a great opportunity for buyers looking for a primary residence, second home, or long-term rental investment. Extensive renovations completed in 2025 give the home a fresh, modern feel throughout. Updates include new flooring, fresh interior paint, new interior doors, updated toilets, new ceiling fans, refaced kitchen cabinets, new kitchen countertops, and a new dishwasher. The spacious floor plan offers comfortable living and dining areas, while the refreshed kitchen provides plenty of cabinet and counter space for everyday living and entertaining. Major system updates add even more value and peace of mind, including a roof replaced in 2021 and water heater replaced in 2020. Conveniently located near Eglin Air Force Base, Hurlburt Field, shopping, dining, schools, and the beautiful Emerald Coast beaches, this property offers an excellent combination of location, updates, and flexibility. NO HOA + UPDATED + MOVE-IN READY + MOTIVATED SELLER! The seller is ready to get this one sold. Schedule your showing today!
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Highlights

Listed by Melissa A Haworth , 469-658-2869 EXP Realty LLC , 888-883-8509. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome
Lot/Acreage
0.05

Year Built

1997

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

Whispering Oaks

Listing ID

1008110

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Washer/Dryer Hookup

Exterior Features

Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Fenced Back Yard
Sewer:Community Sewer
Principal Interest
$1,408
Taxes
$199

Home Price

$254,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$50,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,408.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,408.29 $198.87 $0.00 $1,607.15
Yearly $16,899.43 $2,386.43 $0.00 $19,285.86
Total $506,982.88 $71,592.90 $0.00 $578,575.78

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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