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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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590 Santa Rosa Boulevard Unit 104 , Fort Walton Beach, FL 32548
$790,000
Est. Payment: $4,006.31/mo
3 Bed
2 Bath
1475 Sqft
Status: active | Days on site: 13
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Waters Edge #104 presents an exceptional opportunity to own a ground-floor beachfront condo on Okaloosa Island in Fort Walton Beach, Florida. Offered fully furnished and rental ready, this spacious 3-bedroom plus bunk room, 3-bath condominium combines beachfront living with strong investment potential and convenient access to the area's most popular coastal attractions. Designed with an open-concept layout, the living, dining, and kitchen areas flow seamlessly to a private ground-level patio, providing direct access to beautifully maintained grounds, the resort-style pool, barbecue grilling area, and the sugar-white beaches of the Gulf of America. The ground-floor location offers convenient access to the community amenities and beach without the need for elevators. Sold fully furnished and turnkey, Waters Edge #104 is ready for immediate enjoyment or continued participation in an established short-term vacation rental program, offering an excellent opportunity for buyers seeking a Fort Walton Beach investment property, vacation rental, second home, or beachfront condominium along Florida's Emerald Coast. Waters Edge offers desirable resort-style amenities, including direct beachfront access, swimming pools, covered parking, grilling areas, and professionally maintained grounds. Located on Okaloosa Island, the community is minutes from the Okaloosa Island Pier, Gulfarium Marine Adventure Park, waterfront dining, shopping, entertainment, Destin, Eglin Air Force Base, and Hurlburt Field. If you have been searching for a beachfront condo for sale on Okaloosa Island, a Fort Walton Beach beachfront condo, an Emerald Coast vacation home, or a Florida Gulf Coast investment property, Waters Edge #104 offers an outstanding combination of location, convenience, rental potential, and coastal living.

Highlights

Listed by Lana Parks , 850-686-4000 Watersound Real Estate , 850-231-7792. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2002

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Waters Edge

Listing ID

1009385

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Ceiling Tray/Cofferd, Hallway Bunk Beds, Owner's Closet, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Gulf
Others:
  • Additional:BBQ Pit/Grill, Deck Covered
Sewer:Public Sewer
Parking Features:Garage,Covered
Principal Interest
$4,006
Taxes
$504
HOA
$0

Home Price

$790,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$158,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,006.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,006.31 $503.63 $0.00 $4,509.94
Yearly $48,075.78 $6,043.50 $0.00 $54,119.28
Total $1,442,273.33 $181,305.00 $0.00 $1,623,578.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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