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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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116 NW Hudson Dr , Fort Walton Beach, FL 32548
$323,500
Est. Payment: $1,640.73/mo
4 Bed
2 Bath
1664 Sqft
Status: active | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

The opportunities are truly endless with this unique multi generational property in the heart of Fort Walton Beach. Whether you're looking for a primary residence with space for extended family, a house hack by living in one side while renting the other, or a full investment property, this home offers incredible flexibility. The previous owner successfully rented both living spaces, making this an excellent income producing opportunity. Situated on a spacious quarter acre level lot, this versatile property features two completely functional living areas under one roof, each with its own kitchen, living room, bedroom accommodations, bathroom, and private entrance, allowing for both privacy and convenience. The main living area offers a spacious living room, dining area, kitchen with pantry, three bedrooms, including a primary bedroom with dual closets, and a full bathroom. The third bedroom also provides interior access to the second living area, giving you the option to keep the spaces connected or utilize them independently. The second living space is perfect for aging parents, adult children, guests, long term tenants, or additional rental income. It features its own private entrance, full kitchen, living room, bedroom, and full bathroom, creating a comfortable and self sufficient living arrangement. Outside, you'll find a covered carport, oversized driveway with abundant parking, a utility room, storage building, and a large backyard with plenty of room to enjoy. Additional features include a dimensional shingle roof with gutters and a lawn pump for irrigation. Properties with this level of versatility are hard to find. Live in one side and let rental income help offset your mortgage, lease both units for maximum investment potential, or create the perfect setup for multi generational living. Whether you're an investor or a homeowner looking for flexibility, this property is full of possibilities.

Highlights

Listed by Desiree N Keebaugh , 850-963-4524 Realty ONE Group Emerald Coast , 850-842-3211. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1955

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Vesta Heights

Listing ID

1007789

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Refrigerator, Smooth Stovetop Rnge, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • Additional:Guest Quarters, Pantry, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:165x80
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Carport Attached,Covered
Principal Interest
$1,641
Taxes
$239

Home Price

$323,500

Loan Details

30 yrs
6.529%

Down Payment

20%
$64,700
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,640.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,640.73 $239.26 $0.00 $1,879.99
Yearly $19,688.77 $2,871.08 $0.00 $22,559.85
Total $590,663.15 $86,132.40 $0.00 $676,795.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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