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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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640 W Sunset Boulevard , Fort Walton Beach, FL 32547
$1,300,000
Est. Payment: $7,182.31/mo
5 Bed
5 Bath
4228 Sqft
0.66 Acres
Status: Active | Days on site: 215
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ELR2 - E7633
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Harrison Lilly Team
Owner/Operator

House Description

New Roof 2021! Experience exceptional waterfront living on this rare deep-water property, perfectly positioned on a spacious 0.66-acre lot. This all-brick residence, complete with a separate guest carriage house, offers breathtaking water views, direct Gulf access, and an unbeatable location just minutes from shopping, dining, VPS Airport, Fort Walton Beach Medical Center, Hurlburt Field, and Eglin Air Force Base. Thoughtfully updated, recent improvements include a new boat lift and ski lifts, fresh interior paint, a tankless water heater, updated lighting, new landscaping, and newly constructed stairs for both the rear deck and carriage house. The home was completely renovated in 2006, taken down to the studs and rebuilt with new plumbing, electrical systems, and high-quality finishes throughout. The main home features three bedrooms and two-and-a-half baths on the upper level. The lower level provides additional living space with a fourth bedroom, full bath, expansive family room, and a cozy wood-burning fireplace. Above the garage, the private carriage house offers a one-bedroom, one-bath layout complete with a living room and full kitchen, making it ideal for guests, extended family, or rental opportunities. Combining deep-water access, expansive outdoor space, and a beautifully maintained interior, this remarkable property embodies the very best of waterfront living. while the lower level includes an additional bedroom, full bath, spacious living room and wood burning fireplace. Above the garage you'll find a 1 bed/1 bath carriage house with living room and full kitchen. With its deep-water access, expansive grounds and beautifully maintained interior, this property captures the essence of waterfront living at its finest.

Highlights

Listed by Lindsey K Lynch , Legendary Realty LLC , 850-337-8000. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.66

Year Built

2000

County

Okaloosa

Area

12 - Fort Walton Beach

Neighborhood

Sunset Strip

Listing ID

993867

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Ice Machine, Microwave, Oven Double, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Lighting Recessed, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted, Woodwork Stained

Exterior Features

Lot:Bulkhead/Seawall,Within 1/2 Mile to Water,Bayou
Lot Dimensions:97 x 299
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Boat Slip, Boatlift, Columns, Dock, Separate Living Area, Deck Covered, Deck Open, Porch
Sewer:Public Sewer
Parking Features:Garage Detached
Principal Interest
$7,182
Taxes
$777

Home Price

$1,300,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$260,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,182.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,182.31 $776.72 $0.00 $7,959.04
Yearly $86,187.75 $9,320.69 $0.00 $95,508.44
Total $2,585,632.59 $279,620.70 $0.00 $2,865,253.29

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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