Waterfront living at its best on Cinco Bayou! This beautifully maintained 4-bedroom, 2.5-bath home offers a wonderful combination of comfort, convenience, and direct waterfront access in the heart of Fort Walton Beach. The main level features a spacious living room with soaring cathedral ceilings, an adjacent kitchen with plenty of space for everyday living and entertaining, and a private primary suite complete with an ensuite bathroom and walk-in closet. A convenient half bath is also located downstairs. Step outside to the expansive covered back porch that spans the length of the home, creating the perfect place to enjoy peaceful water views, beautiful sunrises, and evening sunsets. Upstairs, you'll find three additional bedrooms, including two generously sized bedrooms, along with a full bathroom. The home has been thoughtfully maintained and features a 2024 roof, newer HVAC system, updated appliances, new insulation, new flooring, a newer lawn pump, fresh interior paint, and more. A detailed list of updates is available in the feature sheet included in the listing documents. For those who love life on the water, this property offers exceptional convenience. Enjoy direct access to Cinco Bayou from your private boathouse and 2 boat lifts, along with ample storage underneath the home for paddle boards, kayaks, and other water toys. An outdoor shower and added paver areas make rinsing off and relaxing after a day on the water easy. (more) Ideally located in Fort Walton Beach, this home is close to local dining, shopping, beaches, and everything this coastal community has to offer. From your own backyard, enjoy boating to Crab Island, Destin, waterfront restaurants, the Santa Rosa Sound, and beyond. Come experience the waterfront lifestyle this Cinco Bayou home has to offer and schedule your private showing today!