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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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895 Santa Rosa Boulevard Unit 404 , Fort Walton Beach, FL 32548
$395,000
Est. Payment: $2,003.37/mo
2 Bed
2 Bath
1074 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

VA Approved!! Beachfront Living on Okaloosa Island! Welcome to Unit 404 at Seacrest Condominiums, where the Emerald Coast is your backyard. This beautifully appointed 2-bedroom, 2-bath condo offers the perfect combination of coastal comfort and investment potential. Enjoy Gulf views from your private balcony, accessible from both the living area and primary suite, while the open-concept floor plan creates a bright and inviting space for relaxing or entertaining. Seacrest features direct beach access, a seasonally heated indoor/outdoor pool, fitness center, BBQ area, covered assigned parking, and beautifully maintained grounds. Ideally located near the Okaloosa Island Pier, Gulfarium, restaurants, shopping, and just minutes from Destin, this property makes an excellent primary residence, vacation home, or short-term rental opportunity. Experience the sugar-white sand and emerald waters that make the Emerald Coast one of Florida's most sought-after destinations.
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Highlights

Listed by Michelle Martin , 850-218-3939 EXP Realty LLC , 888-883-8509. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2000

County

Okaloosa

Area

12 - Fort Walton Beach

 Neighborhood

Seacrest Condominiums

Listing ID

1008314

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Pantry, Walls Mirrored

Exterior Features

Sewer:Public Sewer
Principal Interest
$2,003
Taxes
$390
HOA
$0

Home Price

$395,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,003.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,003.37 $390.43 $0.00 $2,393.80
Yearly $24,040.39 $4,685.21 $0.00 $28,725.60
Total $721,211.57 $140,556.30 $0.00 $861,767.87

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Fort Walton Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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